For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Shamli, Muzaffarnagar, Up branch in Shamli, Shamli, Uttar Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Shamli or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0SHAMLI. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Shamli, Muzaffarnagar, Up, Shamli

Here are the main details that are associated with the IFSC Code BARB0SHAMLI of Bank Of Baroda for its branch located in Shamli, within the district of Shamli in the state of Uttar Pradesh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0SHAMLI
Branch Shamli, Muzaffarnagar, Up
City Shamli
District Shamli
State Uttar Pradesh
Address Bank Of Baroda, V V Inter College Road Shamli, Dist-Muzaffarnagar, Uttarpradesh-247776

These details helps users in online banking and for businesses and individuals who use Bank Of Baroda in Shamli for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0SHAMLI for the Shamli, Muzaffarnagar, Up branch of Bank Of Baroda plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Shamli, Muzaffarnagar, Up, Shamli, Uttar Pradesh, are given a unique IFSC like BARB0SHAMLI to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Shamli.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Shamli and Shamli.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bank Of Baroda in Shamli, Muzaffarnagar, Up goes to the correct branch. This is important because Bank Of Baroda has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BARB0SHAMLI

This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Shamli, Muzaffarnagar, Up in Shamli.

For example, the IFSC Code BARB0SHAMLI of Bank Of Baroda for the Shamli, Muzaffarnagar, Up branch includes these elements, identifying the bank and the branch location in Shamli and Uttar Pradesh accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0SHAMLI of Bank Of Baroda for its Shamli, Muzaffarnagar, Up branch located in Shamli, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Shamli and Shamli, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Shamli, Muzaffarnagar, Up or Shamli to get the exact IFSC Code BARB0SHAMLI.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Shamli, you'll get the correct details.

How to Use IFSC Code BARB0SHAMLI for Online Transfers?

Once you have the IFSC Code BARB0SHAMLI for the Shamli, Muzaffarnagar, Up branch of Bank Of Baroda in Shamli, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0SHAMLI. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0SHAMLI.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Shamli, Muzaffarnagar, Up in Shamli, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Shamli, Muzaffarnagar, Up, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Shamli manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Shamli, Muzaffarnagar, Up, Shamli?

The IFSC Code is BARB0SHAMLI.

Is the IFSC Code BARB0SHAMLI permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Shamli, Muzaffarnagar, Up?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Shamli, Muzaffarnagar, Up branch?

The address of the branch is Bank Of Baroda, V V Inter College Road Shamli, Dist-Muzaffarnagar, Uttarpradesh-247776 located in Shamli, Shamli, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.