Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its Kalapipal branch in Shajapur, Kalapipal Gram, Madhya Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in Shajapur or anywhere in Madhya Pradesh can transfer funds instantly by using the correct IFSC Code BARB0VJKPIP. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Kalapipal, Shajapur

The table below shows the main details of the IFSC Code BARB0VJKPIP for the Bank Of Baroda branch in Shajapur, which falls under the Kalapipal Gram district in Madhya Pradesh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0VJKPIP
Branch Kalapipal
City Shajapur
District Kalapipal Gram
State Madhya Pradesh
Address Vijaya Bank Kalapipal, Opp Dal Mill, , Shujalpur Road, Kalapipal, , Shajapur, , Kalapipal , 465337

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Shajapur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0VJKPIP for the Kalapipal branch of Bank Of Baroda plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Kalapipal, Shajapur, Madhya Pradesh, is provided a unique IFSC like BARB0VJKPIP so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bank Of Baroda branch in Shajapur.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Shajapur and Kalapipal Gram.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Madhya Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Kalapipal do not get misguided to another person.

Format of the IFSC Code BARB0VJKPIP

The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kalapipal in Shajapur.

For example, the IFSC Code BARB0VJKPIP of Bank Of Baroda for the Kalapipal branch includes these elements, identifying the bank and the branch location in Shajapur and Madhya Pradesh correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0VJKPIP of Bank Of Baroda for its Kalapipal branch located in Shajapur, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of Baroda branches in Shajapur and Kalapipal Gram, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Kalapipal or Shajapur to get the exact IFSC Code BARB0VJKPIP.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Shajapur, you'll get the correct details.

How to Use IFSC Code BARB0VJKPIP for Online Transfers?

Once you have the IFSC Code BARB0VJKPIP for the Kalapipal branch of Bank Of Baroda in Shajapur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0VJKPIP. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0VJKPIP.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Kalapipal in Shajapur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Kalapipal, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Shajapur manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda Kalapipal Shajapur?

The IFSC Code of the Kalapipal Shajapur branch is BARB0VJKPIP.

Is IFSC Code BARB0VJKPIP permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bank Of Baroda Kalapipal branch?

The branch is located at Vijaya Bank Kalapipal, Opp Dal Mill, , Shujalpur Road, Kalapipal, , Shajapur, , Kalapipal , 465337.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.