There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of Baroda for its Piparia Harchand branch in Shahjahanpur, Powayan, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of Baroda situated in Shahjahanpur or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code BARB0PIPSHA. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Piparia Harchand, Shahjahanpur

Here are the main details that are associated with the IFSC Code BARB0PIPSHA of Bank Of Baroda for its branch located in Shahjahanpur, within the district of Powayan in the state of Uttar Pradesh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0PIPSHA
Branch Piparia Harchand
City Shahjahanpur
District Powayan
State Uttar Pradesh
Address Piparia Harchand Tehsil Powayan Dist Shahjahanpur Uttar Pradesh 242042

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in Shahjahanpur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0PIPSHA for the Piparia Harchand branch of Bank Of Baroda is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0PIPSHA is given to every bank branch, including Bank Of Baroda located in Piparia Harchand, Shahjahanpur, Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Shahjahanpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Shahjahanpur and Powayan.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Piparia Harchand doesn't end up at another location.

Format of the IFSC Code BARB0PIPSHA

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Piparia Harchand in Shahjahanpur.

For example, the IFSC Code BARB0PIPSHA of Bank Of Baroda for the Piparia Harchand branch has these elements, identifying the bank and the branch location in Shahjahanpur and Uttar Pradesh correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0PIPSHA of Bank Of Baroda for its Piparia Harchand branch located in Shahjahanpur, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Shahjahanpur and Powayan, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Piparia Harchand or Shahjahanpur to get the exact IFSC Code BARB0PIPSHA.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Shahjahanpur, you'll get the correct details.

How to Use IFSC Code BARB0PIPSHA for Online Transfers?

Once you have the IFSC Code BARB0PIPSHA for the Piparia Harchand branch of Bank Of Baroda in Shahjahanpur, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0PIPSHA. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0PIPSHA.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Piparia Harchand in Shahjahanpur may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Piparia Harchand, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Shahjahanpur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Piparia Harchand, Shahjahanpur?

The IFSC Code is BARB0PIPSHA.

Is the IFSC Code BARB0PIPSHA permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Piparia Harchand?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Piparia Harchand branch?

The address of the branch is Piparia Harchand Tehsil Powayan Dist Shahjahanpur Uttar Pradesh 242042 located in Shahjahanpur, Powayan, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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