For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Mohanpur, Up branch in Shahjahanpur, Mohanpur Mamrejpur, Uttar Pradesh, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Shahjahanpur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0MOHANP. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Mohanpur, Up, Shahjahanpur
Here are the key points that are associated with the IFSC Code BARB0MOHANP of Bank Of Baroda for its branch located in Shahjahanpur, within the district of Mohanpur Mamrejpur in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0MOHANP |
| Branch | Mohanpur, Up |
| City | Shahjahanpur |
| District | Mohanpur Mamrejpur |
| State | Uttar Pradesh |
| Address | Mohanpur Memrejpur, Po.Mohanpur, Dist.Shahjahanpur, Uttar Pradesh - 242 001. |
These details helps users in online banking and for businesses and individuals who use Bank Of Baroda in Shahjahanpur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0MOHANP for the Mohanpur, Up branch of Bank Of Baroda plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0MOHANP is given to every bank branch, including Bank Of Baroda located in Mohanpur, Up, Shahjahanpur, Uttar Pradesh, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Bank Of Baroda branch in Shahjahanpur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Shahjahanpur and Mohanpur Mamrejpur.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Mohanpur, Up doesn't end up at another location.
Format of the IFSC Code BARB0MOHANP
This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Mohanpur, Up in Shahjahanpur.
For example, the IFSC Code BARB0MOHANP of Bank Of Baroda for the Mohanpur, Up branch includes these elements, identifying the bank and the branch location in Shahjahanpur and Uttar Pradesh accurately.
How to Find IFSC Code for Bank Of Baroda?
If you are looking for the IFSC Code BARB0MOHANP of Bank Of Baroda for its Mohanpur, Up branch located in Shahjahanpur, the following methods can help:
Cheque Book
The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Bank Of Baroda branches in Shahjahanpur and Mohanpur Mamrejpur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Mohanpur, Up or Shahjahanpur to get the exact IFSC Code BARB0MOHANP.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Shahjahanpur, then it will provide you proper information.
How to Use IFSC Code BARB0MOHANP for Online Transfers?
Once you have the IFSC Code BARB0MOHANP for the Mohanpur, Up branch of Bank Of Baroda in Shahjahanpur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BARB0MOHANP. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0MOHANP.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Mohanpur, Up in Shahjahanpur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Mohanpur, Up, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Shahjahanpur to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0MOHANP.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Mohanpur Memrejpur, Po.Mohanpur, Dist.Shahjahanpur, Uttar Pradesh - 242 001. located in Shahjahanpur, Mohanpur Mamrejpur, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.