There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of Baroda for its Khajuri,Shahjanpur,Up branch in Shahjahanpur, Jalalabad, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of Baroda situated in Shahjahanpur or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code BARB0KHAJUR. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Khajuri,Shahjanpur,Up, Shahjahanpur

Here are some of the key details that come with the IFSC Code BARB0KHAJUR of Bank Of Baroda for its branch located in Shahjahanpur, within the district of Jalalabad in the state of Uttar Pradesh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0KHAJUR
Branch Khajuri,Shahjanpur,Up
City Shahjahanpur
District Jalalabad
State Uttar Pradesh
Address Village Khajuri, P.O. Khajuri, Block Kalan, Tehsil Jalabad, District Shahjanpur, Uttar Pradesh ┬Û 242127.

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in Shahjahanpur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0KHAJUR for the Khajuri,Shahjanpur,Up branch of Bank Of Baroda is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Khajuri,Shahjanpur,Up, Shahjahanpur, Uttar Pradesh, are given a unique IFSC like BARB0KHAJUR to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Shahjahanpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Shahjahanpur and Jalalabad.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bank Of Baroda in Khajuri,Shahjanpur,Up goes to the correct branch. This is important because Bank Of Baroda has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BARB0KHAJUR

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Khajuri,Shahjanpur,Up in Shahjahanpur.

For example, the IFSC Code BARB0KHAJUR of Bank Of Baroda for the Khajuri,Shahjanpur,Up branch has these elements, identifying the bank and the branch location in Shahjahanpur and Uttar Pradesh correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are looking for the IFSC Code BARB0KHAJUR of Bank Of Baroda for its Khajuri,Shahjanpur,Up branch located in Shahjahanpur, the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of Baroda branches in Shahjahanpur and Jalalabad, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Khajuri,Shahjanpur,Up or Shahjahanpur to get the exact IFSC Code BARB0KHAJUR.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Shahjahanpur, then it will provide you proper information.

How to Use IFSC Code BARB0KHAJUR for Online Transfers?

Once you have the IFSC Code BARB0KHAJUR for the Khajuri,Shahjanpur,Up branch of Bank Of Baroda in Shahjahanpur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0KHAJUR. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0KHAJUR.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Khajuri,Shahjanpur,Up in Shahjahanpur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Khajuri,Shahjanpur,Up, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Shahjahanpur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Khajuri,Shahjanpur,Up, Shahjahanpur?

The IFSC Code is BARB0KHAJUR.

Is the IFSC Code BARB0KHAJUR permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Khajuri,Shahjanpur,Up?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Khajuri,Shahjanpur,Up branch?

The address of the branch is Village Khajuri, P.O. Khajuri, Block Kalan, Tehsil Jalabad, District Shahjanpur, Uttar Pradesh ┬Û 242127. located in Shahjahanpur, Jalalabad, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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