There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of Baroda for its Shahgarh, Up branch in Shahgarh, Shahgarh, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of Baroda situated in Shahgarh or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code BARB0SHALAM. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Shahgarh, Up, Shahgarh

Here are the main details that are associated with the IFSC Code BARB0SHALAM of Bank Of Baroda for its branch located in Shahgarh, within the district of Shahgarh in the state of Uttar Pradesh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0SHALAM
Branch Shahgarh, Up
City Shahgarh
District Shahgarh
State Uttar Pradesh
Address Po.Jamkhuri Block Lambhua, Shahgarh,Dist.Sultanpur, Uttar Pradesh - 222 302.

These details helps users in online banking and for businesses and individuals who use Bank Of Baroda in Shahgarh for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0SHALAM for the Shahgarh, Up branch of Bank Of Baroda plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0SHALAM is given to every bank branch, including Bank Of Baroda located in Shahgarh, Up, Shahgarh, Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Shahgarh.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Shahgarh and Shahgarh.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Shahgarh, Up doesn't end up at another location.

Format of the IFSC Code BARB0SHALAM

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Shahgarh, Up in Shahgarh.

For example, the IFSC Code BARB0SHALAM of Bank Of Baroda for the Shahgarh, Up branch includes these elements, identifying the bank and the branch location in Shahgarh and Uttar Pradesh accurately.

How to Find IFSC Code for Bank Of Baroda?

To find the IFSC Code BARB0SHALAM of Bank Of Baroda for its Shahgarh, Up branch located in Shahgarh, the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Shahgarh and Shahgarh, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Shahgarh, Up or Shahgarh to find the exact IFSC Code BARB0SHALAM.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Shahgarh will provide accurate information.

How to Use IFSC Code BARB0SHALAM for Online Transfers?

If you have the IFSC Code BARB0SHALAM for the Shahgarh, Up branch of Bank Of Baroda in Shahgarh, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0SHALAM. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0SHALAM.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Shahgarh, Up in Shahgarh, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Shahgarh, Up, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Shahgarh manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Shahgarh, Up, Shahgarh?

The IFSC Code is BARB0SHALAM.

Is the IFSC Code BARB0SHALAM permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Shahgarh, Up?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Shahgarh, Up branch?

The address of the branch is Po.Jamkhuri Block Lambhua, Shahgarh,Dist.Sultanpur, Uttar Pradesh - 222 302. located in Shahgarh, Shahgarh, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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