Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of Baroda for its Santemajra, Punjab branch in Sas Nagar Moha, Sas Nagar Moha, or Punjab, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bank Of Baroda located in Sas Nagar Moha or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code BARB0SANTMA. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Santemajra, Punjab, Sas Nagar Moha

Here are the main details that are associated with the IFSC Code BARB0SANTMA of Bank Of Baroda for its branch located in Sas Nagar Moha, within the district of Sas Nagar Moha in the state of Punjab.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0SANTMA
Branch Santemajra, Punjab
City Sas Nagar Moha
District Sas Nagar Moha
State Punjab
Address Bank Of Baroda,Scf29, Shivalik City,Sector 127,Santemajra,Mohali,Punjab - 140307.

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in Sas Nagar Moha for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0SANTMA for the Santemajra, Punjab branch of Bank Of Baroda is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Santemajra, Punjab, Sas Nagar Moha, Punjab, is provided with a unique IFSC like BARB0SANTMA to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Sas Nagar Moha.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Sas Nagar Moha and Sas Nagar Moha.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Punjab and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Baroda in Santemajra, Punjab do not get mixed with another location.

Format of the IFSC Code BARB0SANTMA

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Santemajra, Punjab in Sas Nagar Moha.

For example, the IFSC Code BARB0SANTMA of Bank Of Baroda for the Santemajra, Punjab branch has these elements, identifying the bank and the branch location in Sas Nagar Moha and Punjab correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0SANTMA of Bank Of Baroda for its Santemajra, Punjab branch located in Sas Nagar Moha, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Sas Nagar Moha and Sas Nagar Moha, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Santemajra, Punjab or Sas Nagar Moha to get the exact IFSC Code BARB0SANTMA.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Sas Nagar Moha, you'll get the correct details.

How to Use IFSC Code BARB0SANTMA for Online Transfers?

Once you have the IFSC Code BARB0SANTMA for the Santemajra, Punjab branch of Bank Of Baroda in Sas Nagar Moha, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0SANTMA. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of Baroda IFSC Code BARB0SANTMA.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of Baroda Santemajra, Punjab in Sas Nagar Moha, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Santemajra, Punjab, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Sas Nagar Moha manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Santemajra, Punjab, Sas Nagar Moha?

The IFSC Code is BARB0SANTMA.

Is the IFSC Code BARB0SANTMA permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Santemajra, Punjab?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Santemajra, Punjab branch?

The address of the branch is Bank Of Baroda,Scf29, Shivalik City,Sector 127,Santemajra,Mohali,Punjab - 140307. located in Sas Nagar Moha, Sas Nagar Moha, Punjab.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.