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IFSC Code of Bank Of Baroda, Prabhunath Nagar, Chapra, Bihar — BARB0PRABHU

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of Baroda for its Prabhunath Nagar branch in Saran, Chapra, or Bihar, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bank Of Baroda located in Saran or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code BARB0PRABHU. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Prabhunath Nagar, Saran

Here are the main details that are associated with the IFSC Code BARB0PRABHU of Bank Of Baroda for its branch located in Saran, within the district of Chapra in the state of Bihar.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0PRABHU
Branch Prabhunath Nagar
City Saran
District Chapra
State Bihar
Address Prabhunath Nagar,Nh 19 By Pass Road,Near Tata Motor Show Room,Opposite Panchdev,Chapra,Saran,Bihar

These details help users in online banking and for businesses and individuals who use Bank Of Baroda in Saran for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0PRABHU for the Prabhunath Nagar branch of Bank Of Baroda has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Prabhunath Nagar, Saran, Bihar, are allotted a unique IFSC like BARB0PRABHU to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Saran.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Saran and Chapra.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of Baroda in Prabhunath Nagar reaches the right place, even though there are thousands of branches in Bihar and across India.

Format of the IFSC Code BARB0PRABHU

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Prabhunath Nagar in Saran.

For example, the IFSC Code BARB0PRABHU of Bank Of Baroda for the Prabhunath Nagar branch includes these elements, identifying the bank and the branch location in Saran and Bihar accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0PRABHU of Bank Of Baroda for its Prabhunath Nagar branch located in Saran, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of Baroda branches in Saran and Chapra, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Prabhunath Nagar or Saran to get the exact IFSC Code BARB0PRABHU.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Saran, you'll get the correct details.

How to Use IFSC Code BARB0PRABHU for Online Transfers?

Once you have the IFSC Code BARB0PRABHU for the Prabhunath Nagar branch of Bank Of Baroda in Saran, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0PRABHU. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0PRABHU.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Prabhunath Nagar in Saran, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Prabhunath Nagar, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Saran manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Prabhunath Nagar, Saran?

The IFSC Code is BARB0PRABHU.

Is the IFSC Code BARB0PRABHU permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Prabhunath Nagar?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Prabhunath Nagar branch?

The address of the branch is Prabhunath Nagar,Nh 19 By Pass Road,Near Tata Motor Show Room,Opposite Panchdev,Chapra,Saran,Bihar located in Saran, Chapra, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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