Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of Baroda for its Nan branch in Saraikela-Kharsawan, Gamaria, or Jharkhand, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Bank Of Baroda located in Saraikela-Kharsawan or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code BARB0GAMHAR. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Nan, Saraikela-Kharsawan
Here are some of the key details that come with the IFSC Code BARB0GAMHAR of Bank Of Baroda for its branch located in Saraikela-Kharsawan, within the district of Gamaria in the state of Jharkhand.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0GAMHAR |
| Branch | Nan |
| City | Saraikela-Kharsawan |
| District | Gamaria |
| State | Jharkhand |
| Address | Gajraj Trade Centre Main Road Baragamharia 832108 |
These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Saraikela-Kharsawan for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0GAMHAR for the Nan branch of Bank Of Baroda plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0GAMHAR is given to every bank branch, including Bank Of Baroda located in Nan, Saraikela-Kharsawan, Jharkhand, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Bank Of Baroda branch in Saraikela-Kharsawan.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Saraikela-Kharsawan and Gamaria.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Jharkhand and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Nan doesn't end up at another location.
Format of the IFSC Code BARB0GAMHAR
The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Nan in Saraikela-Kharsawan.
For example, the IFSC Code BARB0GAMHAR of Bank Of Baroda for the Nan branch includes these elements, identifying the bank and the branch location in Saraikela-Kharsawan and Jharkhand accurately.
How to Find IFSC Code for Bank Of Baroda?
To find the IFSC Code BARB0GAMHAR of Bank Of Baroda for its Nan branch located in Saraikela-Kharsawan, the following methods can help you out:
Cheque Book
The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Bank Of Baroda branches in Saraikela-Kharsawan and Gamaria, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Nan or Saraikela-Kharsawan to find the exact IFSC Code BARB0GAMHAR.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Saraikela-Kharsawan will provide accurate information.
How to Use IFSC Code BARB0GAMHAR for Online Transfers?
If you have the IFSC Code BARB0GAMHAR for the Nan branch of Bank Of Baroda in Saraikela-Kharsawan, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BARB0GAMHAR. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0GAMHAR.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Nan in Saraikela-Kharsawan, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Nan, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Saraikela-Kharsawan manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0GAMHAR.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Gajraj Trade Centre Main Road Baragamharia 832108 located in Saraikela-Kharsawan, Gamaria, Jharkhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.