Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its Adityapur, Jharkhand branch in Saraikela-Kharsawan, Adityapur, Jharkhand, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in Saraikela-Kharsawan or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code BARB0ADITYA. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Adityapur, Jharkhand, Saraikela-Kharsawan
Here are the main details that are associated with the IFSC Code BARB0ADITYA of Bank Of Baroda for its branch located in Saraikela-Kharsawan, within the district of Adityapur in the state of Jharkhand.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0ADITYA |
| Branch | Adityapur, Jharkhand |
| City | Saraikela-Kharsawan |
| District | Adityapur |
| State | Jharkhand |
| Address | Gr Floor, M P Naginacomp, Tata Kandra Rd |
These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Saraikela-Kharsawan for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0ADITYA for the Adityapur, Jharkhand branch of Bank Of Baroda plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Adityapur, Jharkhand, Saraikela-Kharsawan, Jharkhand, is provided a unique IFSC like BARB0ADITYA so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Bank Of Baroda branch in Saraikela-Kharsawan.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Saraikela-Kharsawan and Adityapur.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Jharkhand and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Adityapur, Jharkhand do not get misguided to another person.
Format of the IFSC Code BARB0ADITYA
The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Adityapur, Jharkhand in Saraikela-Kharsawan.
For example, the IFSC Code BARB0ADITYA of Bank Of Baroda for the Adityapur, Jharkhand branch includes these elements, identifying the bank and the branch location in Saraikela-Kharsawan and Jharkhand correctly.
How to Find IFSC Code for Bank Of Baroda?
To find the IFSC Code BARB0ADITYA of Bank Of Baroda for its Adityapur, Jharkhand branch located in Saraikela-Kharsawan, the following methods can help you out:
Cheque Book
The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Bank Of Baroda branches in Saraikela-Kharsawan and Adityapur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Adityapur, Jharkhand or Saraikela-Kharsawan to find the exact IFSC Code BARB0ADITYA.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Saraikela-Kharsawan will provide accurate information.
How to Use IFSC Code BARB0ADITYA for Online Transfers?
Once you have the IFSC Code BARB0ADITYA for the Adityapur, Jharkhand branch of Bank Of Baroda in Saraikela-Kharsawan, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BARB0ADITYA. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0ADITYA.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Adityapur, Jharkhand in Saraikela-Kharsawan, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Adityapur, Jharkhand, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Saraikela-Kharsawan manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0ADITYA.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Gr Floor, M P Naginacomp, Tata Kandra Rd located in Saraikela-Kharsawan, Adityapur, Jharkhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.