Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its Nai Bazaar branch in Sant Ravidas Nagar, Bhadohi, Uttar Pradesh, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in Sant Ravidas Nagar or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0NAIBAZ. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Nai Bazaar, Sant Ravidas Nagar
The table below shows the main details of the IFSC Code BARB0NAIBAZ for the Bank Of Baroda branch in Sant Ravidas Nagar, which falls under the Bhadohi district in Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0NAIBAZ |
| Branch | Nai Bazaar |
| City | Sant Ravidas Nagar |
| District | Bhadohi |
| State | Uttar Pradesh |
| Address | Opp State Bank Of India Nai Bazaar Bhadohi Uttar Pradesh 221409 |
These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Sant Ravidas Nagar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0NAIBAZ for the Nai Bazaar branch of Bank Of Baroda plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Nai Bazaar, Sant Ravidas Nagar, Uttar Pradesh, is provided with a unique IFSC like BARB0NAIBAZ to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Bank Of Baroda branch in Sant Ravidas Nagar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Sant Ravidas Nagar and Bhadohi.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Baroda in Nai Bazaar do not get mixed with another location.
Format of the IFSC Code BARB0NAIBAZ
The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Nai Bazaar in Sant Ravidas Nagar.
For example, the IFSC Code BARB0NAIBAZ of Bank Of Baroda for the Nai Bazaar branch includes these elements, identifying the bank and the branch location in Sant Ravidas Nagar and Uttar Pradesh accurately.
How to Find IFSC Code for Bank Of Baroda?
If you are trying to find the IFSC Code BARB0NAIBAZ of Bank Of Baroda for its Nai Bazaar branch located in Sant Ravidas Nagar, the following methods can help:
Cheque Book
The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Bank Of Baroda branches in Sant Ravidas Nagar and Bhadohi, print them on the first page of your passbook.
Bank Website
Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Nai Bazaar or Sant Ravidas Nagar to get the exact IFSC Code BARB0NAIBAZ.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Sant Ravidas Nagar, you'll get the correct details.
How to Use IFSC Code BARB0NAIBAZ for Online Transfers?
Once you have the IFSC Code BARB0NAIBAZ for the Nai Bazaar branch of Bank Of Baroda in Sant Ravidas Nagar, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BARB0NAIBAZ. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0NAIBAZ.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Nai Bazaar in Sant Ravidas Nagar, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Nai Bazaar, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Sant Ravidas Nagar manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Nai Bazaar Sant Ravidas Nagar branch is BARB0NAIBAZ.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Opp State Bank Of India Nai Bazaar Bhadohi Uttar Pradesh 221409.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.