Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its Jamnipur branch in Sant Ravidas Nagar, Jamunipur Athagawa, Uttar Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in Sant Ravidas Nagar or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0JAMNIP. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Jamnipur, Sant Ravidas Nagar

Here are the main details that are associated with the IFSC Code BARB0JAMNIP of Bank Of Baroda for its branch located in Sant Ravidas Nagar, within the district of Jamunipur Athagawa in the state of Uttar Pradesh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0JAMNIP
Branch Jamnipur
City Sant Ravidas Nagar
District Jamunipur Athagawa
State Uttar Pradesh
Address Indra Mill Chauraha,Jamnipur,Dist ┬Û Sant Ravidas Nagar,Uttar Pradesh ┬Û 221401.

These details help users in online banking and for businesses and individuals who use Bank Of Baroda in Sant Ravidas Nagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0JAMNIP for the Jamnipur branch of Bank Of Baroda has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0JAMNIP is given to every bank branch, including Bank Of Baroda located in Jamnipur, Sant Ravidas Nagar, Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Sant Ravidas Nagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Sant Ravidas Nagar and Jamunipur Athagawa.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Jamnipur doesn't end up at another location.

Format of the IFSC Code BARB0JAMNIP

The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jamnipur in Sant Ravidas Nagar.

For example, the IFSC Code BARB0JAMNIP of Bank Of Baroda for the Jamnipur branch includes these elements, identifying the bank and the branch location in Sant Ravidas Nagar and Uttar Pradesh correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0JAMNIP of Bank Of Baroda for its Jamnipur branch located in Sant Ravidas Nagar, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Sant Ravidas Nagar and Jamunipur Athagawa, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Jamnipur or Sant Ravidas Nagar to get the exact IFSC Code BARB0JAMNIP.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Sant Ravidas Nagar, you'll get the correct details.

How to Use IFSC Code BARB0JAMNIP for Online Transfers?

If you have the IFSC Code BARB0JAMNIP for the Jamnipur branch of Bank Of Baroda in Sant Ravidas Nagar, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0JAMNIP. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0JAMNIP.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Jamnipur in Sant Ravidas Nagar, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Jamnipur, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Sant Ravidas Nagar to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Jamnipur, Sant Ravidas Nagar?

The IFSC Code is BARB0JAMNIP.

Is the IFSC Code BARB0JAMNIP permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Jamnipur?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Jamnipur branch?

The address of the branch is Indra Mill Chauraha,Jamnipur,Dist ┬Û Sant Ravidas Nagar,Uttar Pradesh ┬Û 221401. located in Sant Ravidas Nagar, Jamunipur Athagawa, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.