There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of Baroda for its Aurai,Up branch in Sant Ravidas Nagar, Aurai, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Bank Of Baroda situated in Sant Ravidas Nagar or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code BARB0AURAIX. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Aurai,Up, Sant Ravidas Nagar
The table below shows the main details of the IFSC Code BARB0AURAIX for the Bank Of Baroda branch in Sant Ravidas Nagar, which falls under the Aurai district in Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0AURAIX |
| Branch | Aurai,Up |
| City | Sant Ravidas Nagar |
| District | Aurai |
| State | Uttar Pradesh |
| Address | G.T. Road,Near Union Bank Of India,Aurai,Dist ┬Û Sant Ravidas Nagar,Aurai,Uttar Pradesh ┬Û 221301. |
These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in Sant Ravidas Nagar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0AURAIX for the Aurai,Up branch of Bank Of Baroda is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Aurai,Up, Sant Ravidas Nagar, Uttar Pradesh, are allotted a unique IFSC like BARB0AURAIX to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Sant Ravidas Nagar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Sant Ravidas Nagar and Aurai.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Bank Of Baroda in Aurai,Up reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.
Format of the IFSC Code BARB0AURAIX
The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Aurai,Up in Sant Ravidas Nagar.
For example, the IFSC Code BARB0AURAIX of Bank Of Baroda for the Aurai,Up branch has these elements, identifying the bank and the branch location in Sant Ravidas Nagar and Uttar Pradesh correctly.
How to Find IFSC Code for Bank Of Baroda?
To find the IFSC Code BARB0AURAIX of Bank Of Baroda for its Aurai,Up branch located in Sant Ravidas Nagar, the following methods can help you out:
Cheque Book
The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Bank Of Baroda branches in Sant Ravidas Nagar and Aurai, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Aurai,Up or Sant Ravidas Nagar to find the exact IFSC Code BARB0AURAIX.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Sant Ravidas Nagar will provide accurate information.
How to Use IFSC Code BARB0AURAIX for Online Transfers?
If you have the IFSC Code BARB0AURAIX for the Aurai,Up branch of Bank Of Baroda in Sant Ravidas Nagar, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BARB0AURAIX. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0AURAIX.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Aurai,Up in Sant Ravidas Nagar, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Aurai,Up, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Sant Ravidas Nagar manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0AURAIX.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is G.T. Road,Near Union Bank Of India,Aurai,Dist ┬Û Sant Ravidas Nagar,Aurai,Uttar Pradesh ┬Û 221301. located in Sant Ravidas Nagar, Aurai, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.