There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of Baroda for its Sunam,Sangrur,Punjab branch in Sangrur, Sunam, Punjab, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Bank Of Baroda situated in Sangrur or anywhere in Punjab can easily transfer funds instantly by using the correct IFSC Code BARB0SUNAMX. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Sunam,Sangrur,Punjab, Sangrur
Below in the table are the key details related to IFSC Code BARB0SUNAMX of Bank Of Baroda for its branch located in Sangrur, within the district of Sunam in the state of Punjab.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0SUNAMX |
| Branch | Sunam,Sangrur,Punjab |
| City | Sangrur |
| District | Sunam |
| State | Punjab |
| Address | Bank Of Baroda,Mata Modi Road,Sunam,Dist Sangrur,Punjab - 148028. |
These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in Sangrur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0SUNAMX for the Sunam,Sangrur,Punjab branch of Bank Of Baroda has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0SUNAMX is given to every bank branch, including Bank Of Baroda located in Sunam,Sangrur,Punjab, Sangrur, Punjab, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Bank Of Baroda branch in Sangrur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Sangrur and Sunam.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Punjab and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Sunam,Sangrur,Punjab doesn't end up at another location.
Format of the IFSC Code BARB0SUNAMX
The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Sunam,Sangrur,Punjab in Sangrur.
For example, the IFSC Code BARB0SUNAMX of Bank Of Baroda for the Sunam,Sangrur,Punjab branch has these elements, identifying the bank and the branch location in Sangrur and Punjab correctly.
How to Find IFSC Code for Bank Of Baroda?
If you are looking for the IFSC Code BARB0SUNAMX of Bank Of Baroda for its Sunam,Sangrur,Punjab branch located in Sangrur, the following methods can help:
Cheque Book
The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Bank Of Baroda branches in Sangrur and Sunam, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Sunam,Sangrur,Punjab or Sangrur to get the exact IFSC Code BARB0SUNAMX.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Sangrur, then it will provide you proper information.
How to Use IFSC Code BARB0SUNAMX for Online Transfers?
Once you have the IFSC Code BARB0SUNAMX for the Sunam,Sangrur,Punjab branch of Bank Of Baroda in Sangrur, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BARB0SUNAMX. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Bank Of Baroda IFSC Code BARB0SUNAMX.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of Baroda Sunam,Sangrur,Punjab in Sangrur, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Sunam,Sangrur,Punjab, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Sangrur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0SUNAMX.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Bank Of Baroda,Mata Modi Road,Sunam,Dist Sangrur,Punjab - 148028. located in Sangrur, Sunam, Punjab.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.