There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of Baroda for its Kumathe branch in Sangli, Kumathe, Maharashtra, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of Baroda situated in Sangli or anywhere in Maharashtra can easily transfer funds instantly by using the correct IFSC Code BARB0VJKUSA. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Kumathe, Sangli

The table below shows the main details of the IFSC Code BARB0VJKUSA for the Bank Of Baroda branch in Sangli, which falls under the Kumathe district in Maharashtra.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0VJKUSA
Branch Kumathe
City Sangli
District Kumathe
State Maharashtra
Address Near Gram Panchayat Office, Opp. Mseb Office, , At. Post Kumathe, Tah. Tasgaon, , Dist. Sangli , Kumathe , 416306

These details help users in online banking and for businesses and individuals who use Bank Of Baroda in Sangli for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0VJKUSA for the Kumathe branch of Bank Of Baroda has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Kumathe, Sangli, Maharashtra, is provided a unique IFSC like BARB0VJKUSA so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bank Of Baroda branch in Sangli.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Sangli and Kumathe.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Maharashtra and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Kumathe do not get misguided to another person.

Format of the IFSC Code BARB0VJKUSA

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kumathe in Sangli.

For example, the IFSC Code BARB0VJKUSA of Bank Of Baroda for the Kumathe branch has these elements, identifying the bank and the branch location in Sangli and Maharashtra correctly.

How to Find IFSC Code for Bank Of Baroda?

To find the IFSC Code BARB0VJKUSA of Bank Of Baroda for its Kumathe branch located in Sangli, the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Sangli and Kumathe, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Kumathe or Sangli to find the exact IFSC Code BARB0VJKUSA.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Sangli will provide accurate information.

How to Use IFSC Code BARB0VJKUSA for Online Transfers?

Once you have the IFSC Code BARB0VJKUSA for the Kumathe branch of Bank Of Baroda in Sangli, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0VJKUSA. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0VJKUSA.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Kumathe in Sangli may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Kumathe, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Sangli manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda Kumathe Sangli?

The IFSC Code of the Kumathe Sangli branch is BARB0VJKUSA.

Is IFSC Code BARB0VJKUSA permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bank Of Baroda Kumathe branch?

The branch is located at Near Gram Panchayat Office, Opp. Mseb Office, , At. Post Kumathe, Tah. Tasgaon, , Dist. Sangli , Kumathe , 416306.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.