The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Rosera,Bihar branch in Samastipur, Rosera, Bihar, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Samastipur or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code BARB0ROSERA. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Baroda, Rosera,Bihar, Samastipur

Here are some of the key details that come with the IFSC Code BARB0ROSERA of Bank Of Baroda for its branch located in Samastipur, within the district of Rosera in the state of Bihar.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0ROSERA
Branch Rosera,Bihar
City Samastipur
District Rosera
State Bihar
Address Beside Of Shanker Takies,Po - Rosera,┬Átehsil - Samastipur, Bihar - 848210

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in Samastipur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0ROSERA for the Rosera,Bihar branch of Bank Of Baroda has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0ROSERA is given to every bank branch, including Bank Of Baroda located in Rosera,Bihar, Samastipur, Bihar, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Samastipur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Samastipur and Rosera.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Bihar and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Rosera,Bihar doesn't end up at another location.

Format of the IFSC Code BARB0ROSERA

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Rosera,Bihar in Samastipur.

For example, the IFSC Code BARB0ROSERA of Bank Of Baroda for the Rosera,Bihar branch includes these elements, identifying the bank and the branch location in Samastipur and Bihar accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0ROSERA of Bank Of Baroda for its Rosera,Bihar branch located in Samastipur, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of Baroda include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Samastipur and Rosera, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and find the branch locator section. Search for Rosera,Bihar or Samastipur to get the exact IFSC Code BARB0ROSERA.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Baroda and Samastipur that will provide accurate information.

How to Use IFSC Code BARB0ROSERA for Online Transfers?

Once you have the IFSC Code BARB0ROSERA for the Rosera,Bihar branch of Bank Of Baroda in Samastipur, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0ROSERA. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0ROSERA.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Rosera,Bihar in Samastipur may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Rosera,Bihar, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Samastipur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Rosera,Bihar, Samastipur?

The IFSC Code is BARB0ROSERA.

Is the IFSC Code BARB0ROSERA permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Rosera,Bihar?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Rosera,Bihar branch?

The address of the branch is Beside Of Shanker Takies,Po - Rosera,┬Átehsil - Samastipur, Bihar - 848210 located in Samastipur, Rosera, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.