For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Saja Br., Dist. Durg, Chhatisgarh branch in Saja, Saja, Chandigarh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Saja or anywhere in Chandigarh can transfer funds instantly by using the correct IFSC Code BARB0SAJAXX. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Saja Br., Dist. Durg, Chhatisgarh, Saja

The table below shows the main details of the IFSC Code BARB0SAJAXX for the Bank Of Baroda branch in Saja, which falls under the Saja district in Chandigarh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0SAJAXX
Branch Saja Br., Dist. Durg, Chhatisgarh
City Saja
District Saja
State Chandigarh
Address Near Bus Stand, Main Road, Saja, Dist. Durg, Chhatisgarh - 491 993.

These details helps users in online banking and for businesses and individuals who use Bank Of Baroda in Saja for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0SAJAXX for the Saja Br., Dist. Durg, Chhatisgarh branch of Bank Of Baroda plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Saja Br., Dist. Durg, Chhatisgarh, Saja, Chandigarh, is provided a unique IFSC like BARB0SAJAXX so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bank Of Baroda branch in Saja.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Saja and Saja.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Chandigarh and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Saja Br., Dist. Durg, Chhatisgarh do not get misguided to another person.

Format of the IFSC Code BARB0SAJAXX

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Saja Br., Dist. Durg, Chhatisgarh in Saja.

For example, the IFSC Code BARB0SAJAXX of Bank Of Baroda for the Saja Br., Dist. Durg, Chhatisgarh branch includes these elements, identifying the bank and the branch location in Saja and Chandigarh accurately.

How to Find IFSC Code for Bank Of Baroda?

To find the IFSC Code BARB0SAJAXX of Bank Of Baroda for its Saja Br., Dist. Durg, Chhatisgarh branch located in Saja, the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Saja and Saja, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Saja Br., Dist. Durg, Chhatisgarh or Saja to find the exact IFSC Code BARB0SAJAXX.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Saja will provide accurate information.

How to Use IFSC Code BARB0SAJAXX for Online Transfers?

Once you have the IFSC Code BARB0SAJAXX for the Saja Br., Dist. Durg, Chhatisgarh branch of Bank Of Baroda in Saja, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0SAJAXX. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0SAJAXX.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Saja Br., Dist. Durg, Chhatisgarh in Saja may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Saja Br., Dist. Durg, Chhatisgarh, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Saja manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda Saja Br., Dist. Durg, Chhatisgarh Saja?

The IFSC Code of the Saja Br., Dist. Durg, Chhatisgarh Saja branch is BARB0SAJAXX.

Is IFSC Code BARB0SAJAXX permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bank Of Baroda Saja Br., Dist. Durg, Chhatisgarh branch?

The branch is located at Near Bus Stand, Main Road, Saja, Dist. Durg, Chhatisgarh - 491 993..

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.