Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its Chandigarh Road, Kharar branch in Sahibzada Ajit Singh Nagar, Kharar, Punjab, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in Sahibzada Ajit Singh Nagar or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code BARB0VJCHRO. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Chandigarh Road, Kharar, Sahibzada Ajit Singh Nagar
Here are the main details that are associated with the IFSC Code BARB0VJCHRO of Bank Of Baroda for its branch located in Sahibzada Ajit Singh Nagar, within the district of Kharar in the state of Punjab.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0VJCHRO |
| Branch | Chandigarh Road, Kharar |
| City | Sahibzada Ajit Singh Nagar |
| District | Kharar |
| State | Punjab |
| Address | Sco No. 1040, Sector125, , Honey Commercial Complex, , Sunny Enclave , Kharar , 140301 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in Sahibzada Ajit Singh Nagar for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0VJCHRO for the Chandigarh Road, Kharar branch of Bank Of Baroda has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Chandigarh Road, Kharar, Sahibzada Ajit Singh Nagar, Punjab, is provided a unique IFSC like BARB0VJCHRO so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Bank Of Baroda branch in Sahibzada Ajit Singh Nagar.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Sahibzada Ajit Singh Nagar and Kharar.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Punjab and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Chandigarh Road, Kharar do not get misguided to another person.
Format of the IFSC Code BARB0VJCHRO
The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Chandigarh Road, Kharar in Sahibzada Ajit Singh Nagar.
For example, the IFSC Code BARB0VJCHRO of Bank Of Baroda for the Chandigarh Road, Kharar branch includes these elements, identifying the bank and the branch location in Sahibzada Ajit Singh Nagar and Punjab accurately.
How to Find IFSC Code for Bank Of Baroda?
If you are trying to find the IFSC Code BARB0VJCHRO of Bank Of Baroda for its Chandigarh Road, Kharar branch located in Sahibzada Ajit Singh Nagar, the following methods can help:
Cheque Book
The cheque books that are issued by Bank Of Baroda include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Bank Of Baroda branches in Sahibzada Ajit Singh Nagar and Kharar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of Baroda and find the branch locator section. Search for Chandigarh Road, Kharar or Sahibzada Ajit Singh Nagar to get the exact IFSC Code BARB0VJCHRO.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Baroda and Sahibzada Ajit Singh Nagar that will provide accurate information.
How to Use IFSC Code BARB0VJCHRO for Online Transfers?
Once you have the IFSC Code BARB0VJCHRO for the Chandigarh Road, Kharar branch of Bank Of Baroda in Sahibzada Ajit Singh Nagar, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BARB0VJCHRO. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0VJCHRO.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Chandigarh Road, Kharar in Sahibzada Ajit Singh Nagar may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Chandigarh Road, Kharar, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Sahibzada Ajit Singh Nagar manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Chandigarh Road, Kharar Sahibzada Ajit Singh Nagar branch is BARB0VJCHRO.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Sco No. 1040, Sector125, , Honey Commercial Complex, , Sunny Enclave , Kharar , 140301.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.