The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Kaurikhutabari, Jharkhand branch in Sahebganj, Kauri Khutabari, Jharkhand, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Sahebganj or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code BARB0KAURIK. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Baroda, Kaurikhutabari, Jharkhand, Sahebganj

Here are the key points that are associated with the IFSC Code BARB0KAURIK of Bank Of Baroda for its branch located in Sahebganj, within the district of Kauri Khutabari in the state of Jharkhand.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0KAURIK
Branch Kaurikhutabari, Jharkhand
City Sahebganj
District Kauri Khutabari
State Jharkhand
Address Bhagaiya Jharkhand 813208

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in Sahebganj for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0KAURIK for the Kaurikhutabari, Jharkhand branch of Bank Of Baroda has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Kaurikhutabari, Jharkhand, Sahebganj, Jharkhand, is provided a unique IFSC like BARB0KAURIK so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bank Of Baroda branch in Sahebganj.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Sahebganj and Kauri Khutabari.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Jharkhand and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Kaurikhutabari, Jharkhand do not get misguided to another person.

Format of the IFSC Code BARB0KAURIK

This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kaurikhutabari, Jharkhand in Sahebganj.

For example, the IFSC Code BARB0KAURIK of Bank Of Baroda for the Kaurikhutabari, Jharkhand branch includes these elements, identifying the bank and the branch location in Sahebganj and Jharkhand accurately.

How to Find IFSC Code for Bank Of Baroda?

To find the IFSC Code BARB0KAURIK of Bank Of Baroda for its Kaurikhutabari, Jharkhand branch located in Sahebganj, the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Sahebganj and Kauri Khutabari, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Kaurikhutabari, Jharkhand or Sahebganj to find the exact IFSC Code BARB0KAURIK.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Sahebganj will provide accurate information.

How to Use IFSC Code BARB0KAURIK for Online Transfers?

If you have the IFSC Code BARB0KAURIK for the Kaurikhutabari, Jharkhand branch of Bank Of Baroda in Sahebganj, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0KAURIK. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0KAURIK.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Kaurikhutabari, Jharkhand in Sahebganj, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Kaurikhutabari, Jharkhand, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Sahebganj manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Kaurikhutabari, Jharkhand, Sahebganj?

The IFSC Code is BARB0KAURIK.

Is the IFSC Code BARB0KAURIK permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Kaurikhutabari, Jharkhand?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Kaurikhutabari, Jharkhand branch?

The address of the branch is Bhagaiya Jharkhand 813208 located in Sahebganj, Kauri Khutabari, Jharkhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.