Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of Baroda for its Jirlikhararia, Jharkhand branch in Sahebganj, Jirli Karhariya, or Jharkhand, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Bank Of Baroda located in Sahebganj or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code BARB0JIRLIK. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Jirlikhararia, Jharkhand, Sahebganj
Here are the key points that are associated with the IFSC Code BARB0JIRLIK of Bank Of Baroda for its branch located in Sahebganj, within the district of Jirli Karhariya in the state of Jharkhand.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0JIRLIK |
| Branch | Jirlikhararia, Jharkhand |
| City | Sahebganj |
| District | Jirli Karhariya |
| State | Jharkhand |
| Address | Jirlikarharia, At & Po.Mandro, Dist.Sahebganj, Jharkhand - 813 208. |
These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in Sahebganj for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0JIRLIK for the Jirlikhararia, Jharkhand branch of Bank Of Baroda has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Jirlikhararia, Jharkhand, Sahebganj, Jharkhand, is provided a unique IFSC like BARB0JIRLIK so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Bank Of Baroda branch in Sahebganj.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Sahebganj and Jirli Karhariya.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Jharkhand and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Jirlikhararia, Jharkhand do not get misguided to another person.
Format of the IFSC Code BARB0JIRLIK
This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Jirlikhararia, Jharkhand in Sahebganj.
For example, the IFSC Code BARB0JIRLIK of Bank Of Baroda for the Jirlikhararia, Jharkhand branch includes these elements, identifying the bank and the branch location in Sahebganj and Jharkhand accurately.
How to Find IFSC Code for Bank Of Baroda?
If you are looking for the IFSC Code BARB0JIRLIK of Bank Of Baroda for its Jirlikhararia, Jharkhand branch located in Sahebganj, the following methods can help:
Cheque Book
The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Bank Of Baroda branches in Sahebganj and Jirli Karhariya, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Jirlikhararia, Jharkhand or Sahebganj to get the exact IFSC Code BARB0JIRLIK.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Sahebganj, then it will provide you proper information.
How to Use IFSC Code BARB0JIRLIK for Online Transfers?
Once you have the IFSC Code BARB0JIRLIK for the Jirlikhararia, Jharkhand branch of Bank Of Baroda in Sahebganj, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BARB0JIRLIK. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Bank Of Baroda IFSC Code BARB0JIRLIK.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of Baroda Jirlikhararia, Jharkhand in Sahebganj, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Jirlikhararia, Jharkhand, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Sahebganj to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Jirlikhararia, Jharkhand Sahebganj branch is BARB0JIRLIK.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Jirlikarharia, At & Po.Mandro, Dist.Sahebganj, Jharkhand - 813 208..
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.