Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its Saharsa, Bihar branch in Saharsa, Saharsa, Bihar, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in Saharsa or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code BARB0SAHARS. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Saharsa, Bihar, Saharsa
The table below shows the main details of the IFSC Code BARB0SAHARS for the Bank Of Baroda branch in Saharsa, which falls under the Saharsa district in Bihar.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0SAHARS |
| Branch | Saharsa, Bihar |
| City | Saharsa |
| District | Saharsa |
| State | Bihar |
| Address | Indira Bhavan, Vip Road, Purab Bazar, Saharsa, Bihar-852201 |
These details helps users in online banking and for businesses and individuals who use Bank Of Baroda in Saharsa for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0SAHARS for the Saharsa, Bihar branch of Bank Of Baroda plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Saharsa, Bihar, Saharsa, Bihar, is provided with a unique IFSC like BARB0SAHARS to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Bank Of Baroda branch in Saharsa.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Saharsa and Saharsa.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Bihar and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Baroda in Saharsa, Bihar do not get mixed with another location.
Format of the IFSC Code BARB0SAHARS
The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Saharsa, Bihar in Saharsa.
For example, the IFSC Code BARB0SAHARS of Bank Of Baroda for the Saharsa, Bihar branch includes these elements, identifying the bank and the branch location in Saharsa and Bihar accurately.
How to Find IFSC Code for Bank Of Baroda?
If you are trying to find the IFSC Code BARB0SAHARS of Bank Of Baroda for its Saharsa, Bihar branch located in Saharsa, the following methods can help:
Cheque Book
The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Bank Of Baroda branches in Saharsa and Saharsa, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Saharsa, Bihar or Saharsa to get the exact IFSC Code BARB0SAHARS.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Saharsa, you'll get the correct details.
How to Use IFSC Code BARB0SAHARS for Online Transfers?
Once you have the IFSC Code BARB0SAHARS for the Saharsa, Bihar branch of Bank Of Baroda in Saharsa, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BARB0SAHARS. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0SAHARS.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Saharsa, Bihar in Saharsa, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Saharsa, Bihar, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Saharsa manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0SAHARS.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Indira Bhavan, Vip Road, Purab Bazar, Saharsa, Bihar-852201 located in Saharsa, Saharsa, Bihar.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.