The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Phase Vi Mohali branch in Rupnagar, Sas Nagar Mohali, Punjab, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Rupnagar or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code BARB0MOHPUN. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Baroda, Phase Vi Mohali, Rupnagar

Below in the table are the key details related to IFSC Code BARB0MOHPUN of Bank Of Baroda for its branch located in Rupnagar, within the district of Sas Nagar Mohali in the state of Punjab.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0MOHPUN
Branch Phase Vi Mohali
City Rupnagar
District Sas Nagar Mohali
State Punjab
Address Sco 25 Phase Vi Mohali District Sas Nagar Mohali Punjab 160055

These details helps users in online banking and for businesses and individuals who use Bank Of Baroda in Rupnagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0MOHPUN for the Phase Vi Mohali branch of Bank Of Baroda plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Phase Vi Mohali, Rupnagar, Punjab, are allotted a unique IFSC like BARB0MOHPUN to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Rupnagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Rupnagar and Sas Nagar Mohali.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of Baroda in Phase Vi Mohali reaches the right place, even though there are thousands of branches in Punjab and across India.

Format of the IFSC Code BARB0MOHPUN

The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Phase Vi Mohali in Rupnagar.

For example, the IFSC Code BARB0MOHPUN of Bank Of Baroda for the Phase Vi Mohali branch includes these elements, identifying the bank and the branch location in Rupnagar and Punjab correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are looking for the IFSC Code BARB0MOHPUN of Bank Of Baroda for its Phase Vi Mohali branch located in Rupnagar, the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of Baroda branches in Rupnagar and Sas Nagar Mohali, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Phase Vi Mohali or Rupnagar to get the exact IFSC Code BARB0MOHPUN.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Rupnagar, then it will provide you proper information.

How to Use IFSC Code BARB0MOHPUN for Online Transfers?

Once you have the IFSC Code BARB0MOHPUN for the Phase Vi Mohali branch of Bank Of Baroda in Rupnagar, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0MOHPUN. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0MOHPUN.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Phase Vi Mohali in Rupnagar may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Phase Vi Mohali, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Rupnagar manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Phase Vi Mohali, Rupnagar?

The IFSC Code is BARB0MOHPUN.

Is the IFSC Code BARB0MOHPUN permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Phase Vi Mohali?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Phase Vi Mohali branch?

The address of the branch is Sco 25 Phase Vi Mohali District Sas Nagar Mohali Punjab 160055 located in Rupnagar, Sas Nagar Mohali, Punjab.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.