Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of Baroda for its Roorkee Branch branch in Roorkee, Roorkee, or Uttarakhand, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Bank Of Baroda located in Roorkee or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code BARB0ROOSAH. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Roorkee Branch, Roorkee
Here are the main details that are associated with the IFSC Code BARB0ROOSAH of Bank Of Baroda for its branch located in Roorkee, within the district of Roorkee in the state of Uttarakhand.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0ROOSAH |
| Branch | Roorkee Branch |
| City | Roorkee |
| District | Roorkee |
| State | Uttarakhand |
| Address | Roorkee Branch,22,Civil Lines,Roorkee Distt-Hardwar,Roorkee,247667 |
These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in Roorkee for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0ROOSAH for the Roorkee Branch branch of Bank Of Baroda is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0ROOSAH is given to every bank branch, including Bank Of Baroda located in Roorkee Branch, Roorkee, Uttarakhand, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Bank Of Baroda branch in Roorkee.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Roorkee and Roorkee.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Uttarakhand and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Roorkee Branch doesn't end up at another location.
Format of the IFSC Code BARB0ROOSAH
This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Roorkee Branch in Roorkee.
For example, the IFSC Code BARB0ROOSAH of Bank Of Baroda for the Roorkee Branch branch includes these elements, identifying the bank and the branch location in Roorkee and Uttarakhand accurately.
How to Find IFSC Code for Bank Of Baroda?
To find the IFSC Code BARB0ROOSAH of Bank Of Baroda for its Roorkee Branch branch located in Roorkee, the following methods can help you out:
Cheque Book
The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Bank Of Baroda branches in Roorkee and Roorkee, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Roorkee Branch or Roorkee to find the exact IFSC Code BARB0ROOSAH.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Roorkee will provide accurate information.
How to Use IFSC Code BARB0ROOSAH for Online Transfers?
Once you have the IFSC Code BARB0ROOSAH for the Roorkee Branch branch of Bank Of Baroda in Roorkee, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BARB0ROOSAH. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Bank Of Baroda IFSC Code BARB0ROOSAH.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of Baroda Roorkee Branch in Roorkee, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Roorkee Branch, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Roorkee manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Roorkee Branch Roorkee branch is BARB0ROOSAH.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Roorkee Branch,22,Civil Lines,Roorkee Distt-Hardwar,Roorkee,247667.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.