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IFSC Code of Bank Of Baroda, Gourakshani, Sasaram, Bihar — BARB0GOURAK

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of Baroda for its Gourakshani branch in Rohtas, Sasaram, Bihar, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of Baroda situated in Rohtas or anywhere in Bihar can easily transfer funds instantly by using the correct IFSC Code BARB0GOURAK. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Gourakshani, Rohtas

Here are some of the key details that come with the IFSC Code BARB0GOURAK of Bank Of Baroda for its branch located in Rohtas, within the district of Sasaram in the state of Bihar.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0GOURAK
Branch Gourakshani
City Rohtas
District Sasaram
State Bihar
Address Ara Sasaram Road Tehsil Sasaram,Dist Rohtas Sasaram,Bihar 821115

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in Rohtas for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0GOURAK for the Gourakshani branch of Bank Of Baroda has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Gourakshani, Rohtas, Bihar, is provided with a unique IFSC like BARB0GOURAK to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Rohtas.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Rohtas and Sasaram.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Bihar and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Baroda in Gourakshani do not get mixed with another location.

Format of the IFSC Code BARB0GOURAK

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gourakshani in Rohtas.

For example, the IFSC Code BARB0GOURAK of Bank Of Baroda for the Gourakshani branch includes these elements, identifying the bank and the branch location in Rohtas and Bihar accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0GOURAK of Bank Of Baroda for its Gourakshani branch located in Rohtas, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of Baroda include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Rohtas and Sasaram, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and find the branch locator section. Search for Gourakshani or Rohtas to get the exact IFSC Code BARB0GOURAK.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Baroda and Rohtas that will provide accurate information.

How to Use IFSC Code BARB0GOURAK for Online Transfers?

Once you have the IFSC Code BARB0GOURAK for the Gourakshani branch of Bank Of Baroda in Rohtas, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0GOURAK. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of Baroda IFSC Code BARB0GOURAK.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of Baroda Gourakshani in Rohtas, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Gourakshani, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Rohtas manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda Gourakshani Rohtas?

The IFSC Code of the Gourakshani Rohtas branch is BARB0GOURAK.

Is IFSC Code BARB0GOURAK permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bank Of Baroda Gourakshani branch?

The branch is located at Ara Sasaram Road Tehsil Sasaram,Dist Rohtas Sasaram,Bihar 821115.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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