Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of Baroda for its Richha Br., Dist. Bareilly, U.P. branch in Richha, Richha, or Uttar Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bank Of Baroda located in Richha or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0RICHHA. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Richha Br., Dist. Bareilly, U.P., Richha

Here are the main details that are associated with the IFSC Code BARB0RICHHA of Bank Of Baroda for its branch located in Richha, within the district of Richha in the state of Uttar Pradesh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0RICHHA
Branch Richha Br., Dist. Bareilly, U.P.
City Richha
District Richha
State Uttar Pradesh
Address Town Po Richha, Dist. Bareilly, Uttar Pradesh - 243 205.

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in Richha for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0RICHHA for the Richha Br., Dist. Bareilly, U.P. branch of Bank Of Baroda has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Richha Br., Dist. Bareilly, U.P., Richha, Uttar Pradesh, is provided with a unique IFSC like BARB0RICHHA to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Richha.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Richha and Richha.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Baroda in Richha Br., Dist. Bareilly, U.P. do not get mixed with another location.

Format of the IFSC Code BARB0RICHHA

This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Richha Br., Dist. Bareilly, U.P. in Richha.

For example, the IFSC Code BARB0RICHHA of Bank Of Baroda for the Richha Br., Dist. Bareilly, U.P. branch includes these elements, identifying the bank and the branch location in Richha and Uttar Pradesh accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0RICHHA of Bank Of Baroda for its Richha Br., Dist. Bareilly, U.P. branch located in Richha, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of Baroda branches in Richha and Richha, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Richha Br., Dist. Bareilly, U.P. or Richha to get the exact IFSC Code BARB0RICHHA.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Richha, you'll get the correct details.

How to Use IFSC Code BARB0RICHHA for Online Transfers?

Once you have the IFSC Code BARB0RICHHA for the Richha Br., Dist. Bareilly, U.P. branch of Bank Of Baroda in Richha, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0RICHHA. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0RICHHA.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Richha Br., Dist. Bareilly, U.P. in Richha, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Richha Br., Dist. Bareilly, U.P., here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Richha to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Richha Br., Dist. Bareilly, U.P., Richha?

The IFSC Code is BARB0RICHHA.

Is the IFSC Code BARB0RICHHA permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Richha Br., Dist. Bareilly, U.P.?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Richha Br., Dist. Bareilly, U.P. branch?

The address of the branch is Town Po Richha, Dist. Bareilly, Uttar Pradesh - 243 205. located in Richha, Richha, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.