There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of Baroda for its Irba Ranchi branch in Ranchi, Irba Village, Jharkhand, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of Baroda situated in Ranchi or anywhere in Jharkhand can easily transfer funds instantly by using the correct IFSC Code BARB0IRBAXX. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Irba Ranchi, Ranchi

The table below shows the main details of the IFSC Code BARB0IRBAXX for the Bank Of Baroda branch in Ranchi, which falls under the Irba Village district in Jharkhand.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0IRBAXX
Branch Irba Ranchi
City Ranchi
District Irba Village
State Jharkhand
Address P.O. & Village Irba, Dist Ranchi, Jharkhand 835 238

These details helps users in online banking and for businesses and individuals who use Bank Of Baroda in Ranchi for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0IRBAXX for the Irba Ranchi branch of Bank Of Baroda plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Irba Ranchi, Ranchi, Jharkhand, is provided with a unique IFSC like BARB0IRBAXX to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Ranchi.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Ranchi and Irba Village.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Jharkhand and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Baroda in Irba Ranchi do not get mixed with another location.

Format of the IFSC Code BARB0IRBAXX

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Irba Ranchi in Ranchi.

For example, the IFSC Code BARB0IRBAXX of Bank Of Baroda for the Irba Ranchi branch includes these elements, identifying the bank and the branch location in Ranchi and Jharkhand accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0IRBAXX of Bank Of Baroda for its Irba Ranchi branch located in Ranchi, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of Baroda include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Ranchi and Irba Village, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and find the branch locator section. Search for Irba Ranchi or Ranchi to get the exact IFSC Code BARB0IRBAXX.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Baroda and Ranchi that will provide accurate information.

How to Use IFSC Code BARB0IRBAXX for Online Transfers?

Once you have the IFSC Code BARB0IRBAXX for the Irba Ranchi branch of Bank Of Baroda in Ranchi, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0IRBAXX. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of Baroda IFSC Code BARB0IRBAXX.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of Baroda Irba Ranchi in Ranchi, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Irba Ranchi, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Ranchi manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Irba Ranchi, Ranchi?

The IFSC Code is BARB0IRBAXX.

Is the IFSC Code BARB0IRBAXX permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Irba Ranchi?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Irba Ranchi branch?

The address of the branch is P.O. & Village Irba, Dist Ranchi, Jharkhand 835 238 located in Ranchi, Irba Village, Jharkhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.