There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of Baroda for its Ramganj,Dist Sultanpur branch in Ramganj, Ramganj, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of Baroda situated in Ramganj or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code BARB0RAMGAN. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Ramganj,Dist Sultanpur, Ramganj

Below in the table are the key details related to IFSC Code BARB0RAMGAN of Bank Of Baroda for its branch located in Ramganj, within the district of Ramganj in the state of Uttar Pradesh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0RAMGAN
Branch Ramganj,Dist Sultanpur
City Ramganj
District Ramganj
State Uttar Pradesh
Address Ramganj, Dist.Sultanpur-228109

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Ramganj for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0RAMGAN for the Ramganj,Dist Sultanpur branch of Bank Of Baroda plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Ramganj,Dist Sultanpur, Ramganj, Uttar Pradesh, are given a unique IFSC like BARB0RAMGAN to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Ramganj.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Ramganj and Ramganj.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bank Of Baroda in Ramganj,Dist Sultanpur goes to the correct branch. This is important because Bank Of Baroda has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BARB0RAMGAN

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ramganj,Dist Sultanpur in Ramganj.

For example, the IFSC Code BARB0RAMGAN of Bank Of Baroda for the Ramganj,Dist Sultanpur branch includes these elements, identifying the bank and the branch location in Ramganj and Uttar Pradesh accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0RAMGAN of Bank Of Baroda for its Ramganj,Dist Sultanpur branch located in Ramganj, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of Baroda include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Ramganj and Ramganj, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and find the branch locator section. Search for Ramganj,Dist Sultanpur or Ramganj to get the exact IFSC Code BARB0RAMGAN.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Baroda and Ramganj that will provide accurate information.

How to Use IFSC Code BARB0RAMGAN for Online Transfers?

Once you have the IFSC Code BARB0RAMGAN for the Ramganj,Dist Sultanpur branch of Bank Of Baroda in Ramganj, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0RAMGAN. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0RAMGAN.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Ramganj,Dist Sultanpur in Ramganj, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Ramganj,Dist Sultanpur, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Ramganj to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Ramganj,Dist Sultanpur, Ramganj?

The IFSC Code is BARB0RAMGAN.

Is the IFSC Code BARB0RAMGAN permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Ramganj,Dist Sultanpur?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Ramganj,Dist Sultanpur branch?

The address of the branch is Ramganj, Dist.Sultanpur-228109 located in Ramganj, Ramganj, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.