Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its Rajula, Gujarat branch in Rajula, Rajula, Gujarat, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in Rajula or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code BARB0RAJULA. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Rajula, Gujarat, Rajula

Below in the table are the key details related to IFSC Code BARB0RAJULA of Bank Of Baroda for its branch located in Rajula, within the district of Rajula in the state of Gujarat.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0RAJULA
Branch Rajula, Gujarat
City Rajula
District Rajula
State Gujarat
Address Shop No 25 To 28,Opposite Kohinar Hotel,Jaffrabad Road,Rajula,Gujarat ┬Û 364 560

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in Rajula for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0RAJULA for the Rajula, Gujarat branch of Bank Of Baroda is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0RAJULA is given to every bank branch, including Bank Of Baroda located in Rajula, Gujarat, Rajula, Gujarat, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Rajula.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Rajula and Rajula.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Rajula, Gujarat doesn't end up at another location.

Format of the IFSC Code BARB0RAJULA

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Rajula, Gujarat in Rajula.

For example, the IFSC Code BARB0RAJULA of Bank Of Baroda for the Rajula, Gujarat branch includes these elements, identifying the bank and the branch location in Rajula and Gujarat accurately.

How to Find IFSC Code for Bank Of Baroda?

To find the IFSC Code BARB0RAJULA of Bank Of Baroda for its Rajula, Gujarat branch located in Rajula, the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Rajula and Rajula, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Rajula, Gujarat or Rajula to find the exact IFSC Code BARB0RAJULA.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Rajula will provide accurate information.

How to Use IFSC Code BARB0RAJULA for Online Transfers?

Once you have the IFSC Code BARB0RAJULA for the Rajula, Gujarat branch of Bank Of Baroda in Rajula, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0RAJULA. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0RAJULA.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Rajula, Gujarat in Rajula, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Rajula, Gujarat, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Rajula manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Rajula, Gujarat, Rajula?

The IFSC Code is BARB0RAJULA.

Is the IFSC Code BARB0RAJULA permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Rajula, Gujarat?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Rajula, Gujarat branch?

The address of the branch is Shop No 25 To 28,Opposite Kohinar Hotel,Jaffrabad Road,Rajula,Gujarat ┬Û 364 560 located in Rajula, Rajula, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.