Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of Baroda for its Chhuikhadan branch in Rajnandgaon, Rajnandgaon, or Chhattisgarh, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Bank Of Baroda located in Rajnandgaon or anywhere in Chhattisgarh can transfer funds instantly by using the correct IFSC Code BARB0DBCHUI. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Chhuikhadan, Rajnandgaon
Below in the table are the key details related to IFSC Code BARB0DBCHUI of Bank Of Baroda for its branch located in Rajnandgaon, within the district of Rajnandgaon in the state of Chhattisgarh.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0DBCHUI |
| Branch | Chhuikhadan |
| City | Rajnandgaon |
| District | Rajnandgaon |
| State | Chhattisgarh |
| Address | Bazar Linedist Rajnandgaon Chuik Rajnandgaon Chhattisgarh 491885 |
These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Rajnandgaon for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0DBCHUI for the Chhuikhadan branch of Bank Of Baroda plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Chhuikhadan, Rajnandgaon, Chhattisgarh, are given a unique IFSC like BARB0DBCHUI to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Rajnandgaon.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Rajnandgaon and Rajnandgaon.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Bank Of Baroda in Chhuikhadan goes to the correct branch. This is important because Bank Of Baroda has thousands of branches in Chhattisgarh and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code BARB0DBCHUI
The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Chhuikhadan in Rajnandgaon.
For example, the IFSC Code BARB0DBCHUI of Bank Of Baroda for the Chhuikhadan branch includes these elements, identifying the bank and the branch location in Rajnandgaon and Chhattisgarh accurately.
How to Find IFSC Code for Bank Of Baroda?
To find the IFSC Code BARB0DBCHUI of Bank Of Baroda for its Chhuikhadan branch located in Rajnandgaon, the following methods can help you out:
Cheque Book
The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Bank Of Baroda branches in Rajnandgaon and Rajnandgaon, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Chhuikhadan or Rajnandgaon to find the exact IFSC Code BARB0DBCHUI.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Rajnandgaon will provide accurate information.
How to Use IFSC Code BARB0DBCHUI for Online Transfers?
Once you have the IFSC Code BARB0DBCHUI for the Chhuikhadan branch of Bank Of Baroda in Rajnandgaon, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BARB0DBCHUI. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0DBCHUI.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Chhuikhadan in Rajnandgaon may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Chhuikhadan, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Rajnandgaon manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0DBCHUI.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Bazar Linedist Rajnandgaon Chuik Rajnandgaon Chhattisgarh 491885 located in Rajnandgaon, Rajnandgaon, Chhattisgarh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.