The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Lath Br., Dist. Rajkot, Gujarat branch in Rajkot, Lath, Gujarat, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Rajkot or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code BARB0LATHXX. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Baroda, Lath Br., Dist. Rajkot, Gujarat, Rajkot

The table below shows the main details of the IFSC Code BARB0LATHXX for the Bank Of Baroda branch in Rajkot, which falls under the Lath district in Gujarat.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0LATHXX
Branch Lath Br., Dist. Rajkot, Gujarat
City Rajkot
District Lath
State Gujarat
Address Lath, Tal. Upleta, Dist. Rajkot, Gujarat - 360 490.

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Rajkot for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0LATHXX for the Lath Br., Dist. Rajkot, Gujarat branch of Bank Of Baroda plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0LATHXX is given to every bank branch, including Bank Of Baroda located in Lath Br., Dist. Rajkot, Gujarat, Rajkot, Gujarat, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Rajkot.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Rajkot and Lath.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Lath Br., Dist. Rajkot, Gujarat doesn't end up at another location.

Format of the IFSC Code BARB0LATHXX

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Lath Br., Dist. Rajkot, Gujarat in Rajkot.

For example, the IFSC Code BARB0LATHXX of Bank Of Baroda for the Lath Br., Dist. Rajkot, Gujarat branch includes these elements, identifying the bank and the branch location in Rajkot and Gujarat accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0LATHXX of Bank Of Baroda for its Lath Br., Dist. Rajkot, Gujarat branch located in Rajkot, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of Baroda include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Rajkot and Lath, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and find the branch locator section. Search for Lath Br., Dist. Rajkot, Gujarat or Rajkot to get the exact IFSC Code BARB0LATHXX.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Baroda and Rajkot that will provide accurate information.

How to Use IFSC Code BARB0LATHXX for Online Transfers?

Once you have the IFSC Code BARB0LATHXX for the Lath Br., Dist. Rajkot, Gujarat branch of Bank Of Baroda in Rajkot, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0LATHXX. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of Baroda IFSC Code BARB0LATHXX.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of Baroda Lath Br., Dist. Rajkot, Gujarat in Rajkot, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Lath Br., Dist. Rajkot, Gujarat, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Rajkot to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Lath Br., Dist. Rajkot, Gujarat, Rajkot?

The IFSC Code is BARB0LATHXX.

Is the IFSC Code BARB0LATHXX permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Lath Br., Dist. Rajkot, Gujarat?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Lath Br., Dist. Rajkot, Gujarat branch?

The address of the branch is Lath, Tal. Upleta, Dist. Rajkot, Gujarat - 360 490. located in Rajkot, Lath, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.