The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Biora branch in Rajgarh, Rajgarh, Madhya Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Rajgarh or anywhere in Madhya Pradesh can transfer funds instantly by using the correct IFSC Code BARB0DBBIOR. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Baroda, Biora, Rajgarh

The table below shows the main details of the IFSC Code BARB0DBBIOR for the Bank Of Baroda branch in Rajgarh, which falls under the Rajgarh district in Madhya Pradesh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0DBBIOR
Branch Biora
City Rajgarh
District Rajgarh
State Madhya Pradesh
Address Dena Bank Old Ab Road Near Guna Nakabiaora Biaora Rajgarh Madhya Pradesh 465674

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in Rajgarh for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0DBBIOR for the Biora branch of Bank Of Baroda is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0DBBIOR is given to every bank branch, including Bank Of Baroda located in Biora, Rajgarh, Madhya Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Rajgarh.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Rajgarh and Rajgarh.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Madhya Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Biora doesn't end up at another location.

Format of the IFSC Code BARB0DBBIOR

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Biora in Rajgarh.

For example, the IFSC Code BARB0DBBIOR of Bank Of Baroda for the Biora branch has these elements, identifying the bank and the branch location in Rajgarh and Madhya Pradesh correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0DBBIOR of Bank Of Baroda for its Biora branch located in Rajgarh, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Rajgarh and Rajgarh, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Biora or Rajgarh to get the exact IFSC Code BARB0DBBIOR.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Rajgarh, you'll get the correct details.

How to Use IFSC Code BARB0DBBIOR for Online Transfers?

If you have the IFSC Code BARB0DBBIOR for the Biora branch of Bank Of Baroda in Rajgarh, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0DBBIOR. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0DBBIOR.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Biora in Rajgarh, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Biora, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Rajgarh manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Biora, Rajgarh?

The IFSC Code is BARB0DBBIOR.

Is the IFSC Code BARB0DBBIOR permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Biora?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Biora branch?

The address of the branch is Dena Bank Old Ab Road Near Guna Nakabiaora Biaora Rajgarh Madhya Pradesh 465674 located in Rajgarh, Rajgarh, Madhya Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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