The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Kamothe branch in Raigad, Navi Mumbai Panvel Raigarh, Maharashtra, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Raigad or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code BARB0VJKAMO. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Baroda, Kamothe, Raigad

The table below shows the main details of the IFSC Code BARB0VJKAMO for the Bank Of Baroda branch in Raigad, which falls under the Navi Mumbai Panvel Raigarh district in Maharashtra.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0VJKAMO
Branch Kamothe
City Raigad
District Navi Mumbai Panvel Raigarh
State Maharashtra
Address Shops No7 To 10 Sector 18, Plot No50,63,64 65, Silver Star Building, Kamothe, Mansarovar , Raigad , Kamothe , 410209

These details helps users in online banking and for businesses and individuals who use Bank Of Baroda in Raigad for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0VJKAMO for the Kamothe branch of Bank Of Baroda plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0VJKAMO is given to every bank branch, including Bank Of Baroda located in Kamothe, Raigad, Maharashtra, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Raigad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Raigad and Navi Mumbai Panvel Raigarh.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Maharashtra and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Kamothe doesn't end up at another location.

Format of the IFSC Code BARB0VJKAMO

The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kamothe in Raigad.

For example, the IFSC Code BARB0VJKAMO of Bank Of Baroda for the Kamothe branch includes these elements, identifying the bank and the branch location in Raigad and Maharashtra correctly.

How to Find IFSC Code for Bank Of Baroda?

To find the IFSC Code BARB0VJKAMO of Bank Of Baroda for its Kamothe branch located in Raigad, the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Raigad and Navi Mumbai Panvel Raigarh, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Kamothe or Raigad to find the exact IFSC Code BARB0VJKAMO.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Raigad will provide accurate information.

How to Use IFSC Code BARB0VJKAMO for Online Transfers?

Once you have the IFSC Code BARB0VJKAMO for the Kamothe branch of Bank Of Baroda in Raigad, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0VJKAMO. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of Baroda IFSC Code BARB0VJKAMO.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of Baroda Kamothe in Raigad, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Kamothe, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Raigad manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Kamothe, Raigad?

The IFSC Code is BARB0VJKAMO.

Is the IFSC Code BARB0VJKAMO permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Kamothe?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kamothe branch?

The address of the branch is Shops No7 To 10 Sector 18, Plot No50,63,64 65, Silver Star Building, Kamothe, Mansarovar , Raigad , Kamothe , 410209 located in Raigad, Navi Mumbai Panvel Raigarh, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.