The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Johe,Dist.-Raigad branch in Raigad, Johe, Maharashtra, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Raigad or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code BARB0JOHEXX. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Baroda, Johe,Dist.-Raigad, Raigad

Here are the main details that are associated with the IFSC Code BARB0JOHEXX of Bank Of Baroda for its branch located in Raigad, within the district of Johe in the state of Maharashtra.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0JOHEXX
Branch Johe,Dist.-Raigad
City Raigad
District Johe
State Maharashtra
Address At&Po-Johe,Taluka-Pen,Dist.-Raigad

These details help users in online banking and for businesses and individuals who use Bank Of Baroda in Raigad for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0JOHEXX for the Johe,Dist.-Raigad branch of Bank Of Baroda has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Johe,Dist.-Raigad, Raigad, Maharashtra, are allotted a unique IFSC like BARB0JOHEXX to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Raigad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Raigad and Johe.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of Baroda in Johe,Dist.-Raigad reaches the right place, even though there are thousands of branches in Maharashtra and across India.

Format of the IFSC Code BARB0JOHEXX

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Johe,Dist.-Raigad in Raigad.

For example, the IFSC Code BARB0JOHEXX of Bank Of Baroda for the Johe,Dist.-Raigad branch has these elements, identifying the bank and the branch location in Raigad and Maharashtra correctly.

How to Find IFSC Code for Bank Of Baroda?

To find the IFSC Code BARB0JOHEXX of Bank Of Baroda for its Johe,Dist.-Raigad branch located in Raigad, the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Raigad and Johe, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Johe,Dist.-Raigad or Raigad to find the exact IFSC Code BARB0JOHEXX.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Raigad will provide accurate information.

How to Use IFSC Code BARB0JOHEXX for Online Transfers?

Once you have the IFSC Code BARB0JOHEXX for the Johe,Dist.-Raigad branch of Bank Of Baroda in Raigad, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0JOHEXX. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0JOHEXX.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Johe,Dist.-Raigad in Raigad may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Johe,Dist.-Raigad, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Raigad manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda Johe,Dist.-Raigad Raigad?

The IFSC Code of the Johe,Dist.-Raigad Raigad branch is BARB0JOHEXX.

Is IFSC Code BARB0JOHEXX permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bank Of Baroda Johe,Dist.-Raigad branch?

The branch is located at At&Po-Johe,Taluka-Pen,Dist.-Raigad.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.