Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of Baroda for its Sahjaura branch in Rai Bareli, Rai Bareli, or Uttar Pradesh, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Bank Of Baroda located in Rai Bareli or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0DBSAHJ. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Sahjaura, Rai Bareli
The table below shows the main details of the IFSC Code BARB0DBSAHJ for the Bank Of Baroda branch in Rai Bareli, which falls under the Rai Bareli district in Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0DBSAHJ |
| Branch | Sahjaura |
| City | Rai Bareli |
| District | Rai Bareli |
| State | Uttar Pradesh |
| Address | Villagesahjaura Parganatehsil District Rpin229122 Rae Bareli Rai Bareli Uttar Pradesh 229122 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in Rai Bareli for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0DBSAHJ for the Sahjaura branch of Bank Of Baroda has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Sahjaura, Rai Bareli, Uttar Pradesh, are allotted a unique IFSC like BARB0DBSAHJ to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Rai Bareli.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Rai Bareli and Rai Bareli.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Bank Of Baroda in Sahjaura reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.
Format of the IFSC Code BARB0DBSAHJ
The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sahjaura in Rai Bareli.
For example, the IFSC Code BARB0DBSAHJ of Bank Of Baroda for the Sahjaura branch includes these elements, identifying the bank and the branch location in Rai Bareli and Uttar Pradesh correctly.
How to Find IFSC Code for Bank Of Baroda?
To find the IFSC Code BARB0DBSAHJ of Bank Of Baroda for its Sahjaura branch located in Rai Bareli, the following methods can help you out:
Cheque Book
The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Bank Of Baroda branches in Rai Bareli and Rai Bareli, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Sahjaura or Rai Bareli to find the exact IFSC Code BARB0DBSAHJ.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Rai Bareli will provide accurate information.
How to Use IFSC Code BARB0DBSAHJ for Online Transfers?
Once you have the IFSC Code BARB0DBSAHJ for the Sahjaura branch of Bank Of Baroda in Rai Bareli, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BARB0DBSAHJ. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0DBSAHJ.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Sahjaura in Rai Bareli, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Sahjaura, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Rai Bareli to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0DBSAHJ.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Villagesahjaura Parganatehsil District Rpin229122 Rae Bareli Rai Bareli Uttar Pradesh 229122 located in Rai Bareli, Rai Bareli, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.