Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its Panchayat- Unchahar Dehat branch in Rai Bareli, Unchahar, Uttar Pradesh, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in Rai Bareli or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0VJPAUN. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Panchayat- Unchahar Dehat, Rai Bareli
The table below shows the main details of the IFSC Code BARB0VJPAUN for the Bank Of Baroda branch in Rai Bareli, which falls under the Unchahar district in Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0VJPAUN |
| Branch | Panchayat- Unchahar Dehat |
| City | Rai Bareli |
| District | Unchahar |
| State | Uttar Pradesh |
| Address | Near Kabeer Chauraha, , Unchahar Dehat , Unchahar , Unchahar , 229404 |
These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Rai Bareli for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0VJPAUN for the Panchayat- Unchahar Dehat branch of Bank Of Baroda plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Panchayat- Unchahar Dehat, Rai Bareli, Uttar Pradesh, are given a unique IFSC like BARB0VJPAUN to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Rai Bareli.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Rai Bareli and Unchahar.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Bank Of Baroda in Panchayat- Unchahar Dehat goes to the correct branch. This is important because Bank Of Baroda has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code BARB0VJPAUN
The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Panchayat- Unchahar Dehat in Rai Bareli.
For example, the IFSC Code BARB0VJPAUN of Bank Of Baroda for the Panchayat- Unchahar Dehat branch includes these elements, identifying the bank and the branch location in Rai Bareli and Uttar Pradesh correctly.
How to Find IFSC Code for Bank Of Baroda?
If you are looking for the IFSC Code BARB0VJPAUN of Bank Of Baroda for its Panchayat- Unchahar Dehat branch located in Rai Bareli, the following methods can help:
Cheque Book
The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Bank Of Baroda branches in Rai Bareli and Unchahar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Panchayat- Unchahar Dehat or Rai Bareli to get the exact IFSC Code BARB0VJPAUN.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Rai Bareli, then it will provide you proper information.
How to Use IFSC Code BARB0VJPAUN for Online Transfers?
Once you have the IFSC Code BARB0VJPAUN for the Panchayat- Unchahar Dehat branch of Bank Of Baroda in Rai Bareli, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BARB0VJPAUN. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0VJPAUN.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Panchayat- Unchahar Dehat in Rai Bareli may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Panchayat- Unchahar Dehat, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Rai Bareli to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0VJPAUN.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Near Kabeer Chauraha, , Unchahar Dehat , Unchahar , Unchahar , 229404 located in Rai Bareli, Unchahar, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.