The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Raghunathpur, Bihar branch in Raghunath Pur, Raghunath Pur, Bihar, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Raghunath Pur or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code BARB0RAGHUN. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Bank Of Baroda, Raghunathpur, Bihar, Raghunath Pur
Here are some of the key details that come with the IFSC Code BARB0RAGHUN of Bank Of Baroda for its branch located in Raghunath Pur, within the district of Raghunath Pur in the state of Bihar.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0RAGHUN |
| Branch | Raghunathpur, Bihar |
| City | Raghunath Pur |
| District | Raghunath Pur |
| State | Bihar |
| Address | Po - Raghunathpur, Dist. Araria, Bihar - 854334 |
These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in Raghunath Pur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0RAGHUN for the Raghunathpur, Bihar branch of Bank Of Baroda is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0RAGHUN is given to every bank branch, including Bank Of Baroda located in Raghunathpur, Bihar, Raghunath Pur, Bihar, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Bank Of Baroda branch in Raghunath Pur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Raghunath Pur and Raghunath Pur.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Bihar and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Raghunathpur, Bihar doesn't end up at another location.
Format of the IFSC Code BARB0RAGHUN
The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Raghunathpur, Bihar in Raghunath Pur.
For example, the IFSC Code BARB0RAGHUN of Bank Of Baroda for the Raghunathpur, Bihar branch includes these elements, identifying the bank and the branch location in Raghunath Pur and Bihar correctly.
How to Find IFSC Code for Bank Of Baroda?
If you are trying to find the IFSC Code BARB0RAGHUN of Bank Of Baroda for its Raghunathpur, Bihar branch located in Raghunath Pur, the following methods can help:
Cheque Book
The cheque books that are issued by Bank Of Baroda include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Bank Of Baroda branches in Raghunath Pur and Raghunath Pur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of Baroda and find the branch locator section. Search for Raghunathpur, Bihar or Raghunath Pur to get the exact IFSC Code BARB0RAGHUN.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Baroda and Raghunath Pur that will provide accurate information.
How to Use IFSC Code BARB0RAGHUN for Online Transfers?
Once you have the IFSC Code BARB0RAGHUN for the Raghunathpur, Bihar branch of Bank Of Baroda in Raghunath Pur, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BARB0RAGHUN. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0RAGHUN.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Raghunathpur, Bihar in Raghunath Pur may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Raghunathpur, Bihar, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Raghunath Pur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0RAGHUN.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Po - Raghunathpur, Dist. Araria, Bihar - 854334 located in Raghunath Pur, Raghunath Pur, Bihar.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.