Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of Baroda for its Jamunapur Chauraha, Up branch in Rae Bareli, Ishwardaspur, or Uttar Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bank Of Baroda located in Rae Bareli or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0JAMCHA. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Jamunapur Chauraha, Up, Rae Bareli

Here are the main details that are associated with the IFSC Code BARB0JAMCHA of Bank Of Baroda for its branch located in Rae Bareli, within the district of Ishwardaspur in the state of Uttar Pradesh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0JAMCHA
Branch Jamunapur Chauraha, Up
City Rae Bareli
District Ishwardaspur
State Uttar Pradesh
Address Po Ishwardaspur, Jamuna-Chaur, Rae Bareli, Lucknow, Up 0535 -229401

These details help users in online banking and for businesses and individuals who use Bank Of Baroda in Rae Bareli for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0JAMCHA for the Jamunapur Chauraha, Up branch of Bank Of Baroda has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Jamunapur Chauraha, Up, Rae Bareli, Uttar Pradesh, is provided a unique IFSC like BARB0JAMCHA so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bank Of Baroda branch in Rae Bareli.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Rae Bareli and Ishwardaspur.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Jamunapur Chauraha, Up do not get misguided to another person.

Format of the IFSC Code BARB0JAMCHA

The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jamunapur Chauraha, Up in Rae Bareli.

For example, the IFSC Code BARB0JAMCHA of Bank Of Baroda for the Jamunapur Chauraha, Up branch includes these elements, identifying the bank and the branch location in Rae Bareli and Uttar Pradesh correctly.

How to Find IFSC Code for Bank Of Baroda?

To find the IFSC Code BARB0JAMCHA of Bank Of Baroda for its Jamunapur Chauraha, Up branch located in Rae Bareli, the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Rae Bareli and Ishwardaspur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Jamunapur Chauraha, Up or Rae Bareli to find the exact IFSC Code BARB0JAMCHA.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Rae Bareli will provide accurate information.

How to Use IFSC Code BARB0JAMCHA for Online Transfers?

If you have the IFSC Code BARB0JAMCHA for the Jamunapur Chauraha, Up branch of Bank Of Baroda in Rae Bareli, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0JAMCHA. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0JAMCHA.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Jamunapur Chauraha, Up in Rae Bareli, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Jamunapur Chauraha, Up, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Rae Bareli manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Jamunapur Chauraha, Up, Rae Bareli?

The IFSC Code is BARB0JAMCHA.

Is the IFSC Code BARB0JAMCHA permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Jamunapur Chauraha, Up?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Jamunapur Chauraha, Up branch?

The address of the branch is Po Ishwardaspur, Jamuna-Chaur, Rae Bareli, Lucknow, Up 0535 -229401 located in Rae Bareli, Ishwardaspur, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.