Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its Hardaspur, Up branch in Rae Bareli, Hardaspur, Uttar Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in Rae Bareli or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0HARDAS. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Hardaspur, Up, Rae Bareli

Here are some of the key details that come with the IFSC Code BARB0HARDAS of Bank Of Baroda for its branch located in Rae Bareli, within the district of Hardaspur in the state of Uttar Pradesh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0HARDAS
Branch Hardaspur, Up
City Rae Bareli
District Hardaspur
State Uttar Pradesh
Address Hardaspur, Dist. Rae Bareli, Up - 229001

These details helps users in online banking and for businesses and individuals who use Bank Of Baroda in Rae Bareli for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0HARDAS for the Hardaspur, Up branch of Bank Of Baroda plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0HARDAS is given to every bank branch, including Bank Of Baroda located in Hardaspur, Up, Rae Bareli, Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Rae Bareli.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Rae Bareli and Hardaspur.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Hardaspur, Up doesn't end up at another location.

Format of the IFSC Code BARB0HARDAS

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Hardaspur, Up in Rae Bareli.

For example, the IFSC Code BARB0HARDAS of Bank Of Baroda for the Hardaspur, Up branch includes these elements, identifying the bank and the branch location in Rae Bareli and Uttar Pradesh accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are looking for the IFSC Code BARB0HARDAS of Bank Of Baroda for its Hardaspur, Up branch located in Rae Bareli, the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of Baroda branches in Rae Bareli and Hardaspur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Hardaspur, Up or Rae Bareli to get the exact IFSC Code BARB0HARDAS.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Rae Bareli, then it will provide you proper information.

How to Use IFSC Code BARB0HARDAS for Online Transfers?

Once you have the IFSC Code BARB0HARDAS for the Hardaspur, Up branch of Bank Of Baroda in Rae Bareli, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0HARDAS. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0HARDAS.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Hardaspur, Up in Rae Bareli may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Hardaspur, Up, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Rae Bareli manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda Hardaspur, Up Rae Bareli?

The IFSC Code of the Hardaspur, Up Rae Bareli branch is BARB0HARDAS.

Is IFSC Code BARB0HARDAS permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bank Of Baroda Hardaspur, Up branch?

The branch is located at Hardaspur, Dist. Rae Bareli, Up - 229001.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.