Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its Jamtoria, West Bengal branch in Puruliya, Jamataria, West Bengal, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in Puruliya or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code BARB0BARGAR. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Jamtoria, West Bengal, Puruliya

Here are the main details that are associated with the IFSC Code BARB0BARGAR of Bank Of Baroda for its branch located in Puruliya, within the district of Jamataria in the state of West Bengal.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0BARGAR
Branch Jamtoria, West Bengal
City Puruliya
District Jamataria
State West Bengal
Address Bargorya, Vill.& Po.Jamtoria, Block Manbazar Ii, Dist.Purulia, West Bengal - 723 131.

These details help users in online banking and for businesses and individuals who use Bank Of Baroda in Puruliya for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0BARGAR for the Jamtoria, West Bengal branch of Bank Of Baroda has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Jamtoria, West Bengal, Puruliya, West Bengal, are allotted a unique IFSC like BARB0BARGAR to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Puruliya.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Puruliya and Jamataria.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of Baroda in Jamtoria, West Bengal reaches the right place, even though there are thousands of branches in West Bengal and across India.

Format of the IFSC Code BARB0BARGAR

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Jamtoria, West Bengal in Puruliya.

For example, the IFSC Code BARB0BARGAR of Bank Of Baroda for the Jamtoria, West Bengal branch has these elements, identifying the bank and the branch location in Puruliya and West Bengal correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0BARGAR of Bank Of Baroda for its Jamtoria, West Bengal branch located in Puruliya, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of Baroda include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Puruliya and Jamataria, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and find the branch locator section. Search for Jamtoria, West Bengal or Puruliya to get the exact IFSC Code BARB0BARGAR.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Baroda and Puruliya that will provide accurate information.

How to Use IFSC Code BARB0BARGAR for Online Transfers?

Once you have the IFSC Code BARB0BARGAR for the Jamtoria, West Bengal branch of Bank Of Baroda in Puruliya, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0BARGAR. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0BARGAR.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Jamtoria, West Bengal in Puruliya may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Jamtoria, West Bengal, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Puruliya to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Jamtoria, West Bengal, Puruliya?

The IFSC Code is BARB0BARGAR.

Is the IFSC Code BARB0BARGAR permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Jamtoria, West Bengal?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Jamtoria, West Bengal branch?

The address of the branch is Bargorya, Vill.& Po.Jamtoria, Block Manbazar Ii, Dist.Purulia, West Bengal - 723 131. located in Puruliya, Jamataria, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.