Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of Baroda for its Ichalo branch in Purnia, Purnea, or Bihar, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bank Of Baroda located in Purnia or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code BARB0ICHALO. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Ichalo, Purnia

Here are some of the key details that come with the IFSC Code BARB0ICHALO of Bank Of Baroda for its branch located in Purnia, within the district of Purnea in the state of Bihar.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0ICHALO
Branch Ichalo
City Purnia
District Purnea
State Bihar
Address Vill Ichalo,Po Mohammadia,Dist Purnea,Ichalo,Bihar 854330

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in Purnia for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0ICHALO for the Ichalo branch of Bank Of Baroda is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0ICHALO is given to every bank branch, including Bank Of Baroda located in Ichalo, Purnia, Bihar, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Purnia.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Purnia and Purnea.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Bihar and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Ichalo doesn't end up at another location.

Format of the IFSC Code BARB0ICHALO

The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ichalo in Purnia.

For example, the IFSC Code BARB0ICHALO of Bank Of Baroda for the Ichalo branch includes these elements, identifying the bank and the branch location in Purnia and Bihar correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are looking for the IFSC Code BARB0ICHALO of Bank Of Baroda for its Ichalo branch located in Purnia, the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of Baroda branches in Purnia and Purnea, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Ichalo or Purnia to get the exact IFSC Code BARB0ICHALO.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Purnia, then it will provide you proper information.

How to Use IFSC Code BARB0ICHALO for Online Transfers?

Once you have the IFSC Code BARB0ICHALO for the Ichalo branch of Bank Of Baroda in Purnia, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0ICHALO. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of Baroda IFSC Code BARB0ICHALO.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of Baroda Ichalo in Purnia, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Ichalo, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Purnia manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda Ichalo Purnia?

The IFSC Code of the Ichalo Purnia branch is BARB0ICHALO.

Is IFSC Code BARB0ICHALO permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bank Of Baroda Ichalo branch?

The branch is located at Vill Ichalo,Po Mohammadia,Dist Purnea,Ichalo,Bihar 854330.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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