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IFSC Code of Bank Of Baroda, Akbarpur, Purnia, Bihar — BARB0DBAKBA

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of Baroda for its Akbarpur branch in Purnia, Purnia, or Bihar, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bank Of Baroda located in Purnia or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code BARB0DBAKBA. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Akbarpur, Purnia

Here are the main details that are associated with the IFSC Code BARB0DBAKBA of Bank Of Baroda for its branch located in Purnia, within the district of Purnia in the state of Bihar.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0DBAKBA
Branch Akbarpur
City Purnia
District Purnia
State Bihar
Address Atpoakbarpurviapuraini Bazarpsbhawanipudist Purnea Bihar Akbarpur Purnia Bihar 852116

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Purnia for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0DBAKBA for the Akbarpur branch of Bank Of Baroda plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Akbarpur, Purnia, Bihar, is provided with a unique IFSC like BARB0DBAKBA to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Purnia.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Purnia and Purnia.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Bihar and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Baroda in Akbarpur do not get mixed with another location.

Format of the IFSC Code BARB0DBAKBA

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Akbarpur in Purnia.

For example, the IFSC Code BARB0DBAKBA of Bank Of Baroda for the Akbarpur branch includes these elements, identifying the bank and the branch location in Purnia and Bihar accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0DBAKBA of Bank Of Baroda for its Akbarpur branch located in Purnia, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Purnia and Purnia, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Akbarpur or Purnia to get the exact IFSC Code BARB0DBAKBA.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Purnia, you'll get the correct details.

How to Use IFSC Code BARB0DBAKBA for Online Transfers?

Once you have the IFSC Code BARB0DBAKBA for the Akbarpur branch of Bank Of Baroda in Purnia, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0DBAKBA. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of Baroda IFSC Code BARB0DBAKBA.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of Baroda Akbarpur in Purnia, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Akbarpur, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Purnia to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda Akbarpur Purnia?

The IFSC Code of the Akbarpur Purnia branch is BARB0DBAKBA.

Is IFSC Code BARB0DBAKBA permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bank Of Baroda Akbarpur branch?

The branch is located at Atpoakbarpurviapuraini Bazarpsbhawanipudist Purnea Bihar Akbarpur Purnia Bihar 852116.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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