There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of Baroda for its Bardikanpur, Jharkhand branch in Purbi Singhbhum, Bardikanpur, Jharkhand, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of Baroda situated in Purbi Singhbhum or anywhere in Jharkhand can easily transfer funds instantly by using the correct IFSC Code BARB0BARDIK. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Bardikanpur, Jharkhand, Purbi Singhbhum

Here are some of the key details that come with the IFSC Code BARB0BARDIK of Bank Of Baroda for its branch located in Purbi Singhbhum, within the district of Bardikanpur in the state of Jharkhand.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0BARDIK
Branch Bardikanpur, Jharkhand
City Purbi Singhbhum
District Bardikanpur
State Jharkhand
Address P.O.Bardikanpur Via Chakulia, Dist.East Singbhum,Jharkhand - 832 301.

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in Purbi Singhbhum for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0BARDIK for the Bardikanpur, Jharkhand branch of Bank Of Baroda has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0BARDIK is given to every bank branch, including Bank Of Baroda located in Bardikanpur, Jharkhand, Purbi Singhbhum, Jharkhand, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Purbi Singhbhum.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Purbi Singhbhum and Bardikanpur.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Jharkhand and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Bardikanpur, Jharkhand doesn't end up at another location.

Format of the IFSC Code BARB0BARDIK

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Bardikanpur, Jharkhand in Purbi Singhbhum.

For example, the IFSC Code BARB0BARDIK of Bank Of Baroda for the Bardikanpur, Jharkhand branch has these elements, identifying the bank and the branch location in Purbi Singhbhum and Jharkhand correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0BARDIK of Bank Of Baroda for its Bardikanpur, Jharkhand branch located in Purbi Singhbhum, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of Baroda include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Purbi Singhbhum and Bardikanpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and find the branch locator section. Search for Bardikanpur, Jharkhand or Purbi Singhbhum to get the exact IFSC Code BARB0BARDIK.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Baroda and Purbi Singhbhum that will provide accurate information.

How to Use IFSC Code BARB0BARDIK for Online Transfers?

Once you have the IFSC Code BARB0BARDIK for the Bardikanpur, Jharkhand branch of Bank Of Baroda in Purbi Singhbhum, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0BARDIK. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of Baroda IFSC Code BARB0BARDIK.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of Baroda Bardikanpur, Jharkhand in Purbi Singhbhum, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Bardikanpur, Jharkhand, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Purbi Singhbhum manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Bardikanpur, Jharkhand, Purbi Singhbhum?

The IFSC Code is BARB0BARDIK.

Is the IFSC Code BARB0BARDIK permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Bardikanpur, Jharkhand?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Bardikanpur, Jharkhand branch?

The address of the branch is P.O.Bardikanpur Via Chakulia, Dist.East Singbhum,Jharkhand - 832 301. located in Purbi Singhbhum, Bardikanpur, Jharkhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.