Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of Baroda for its Banjaria, Bihar branch in Purbi Champaran, Banjaria, or Bihar, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bank Of Baroda located in Purbi Champaran or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code BARB0BANJAR. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Banjaria, Bihar, Purbi Champaran

Here are the key points that are associated with the IFSC Code BARB0BANJAR of Bank Of Baroda for its branch located in Purbi Champaran, within the district of Banjaria in the state of Bihar.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0BANJAR
Branch Banjaria, Bihar
City Purbi Champaran
District Banjaria
State Bihar
Address Banjaria P.O-Motihari, East Champaran, Bihar -845401

These details helps users in online banking and for businesses and individuals who use Bank Of Baroda in Purbi Champaran for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0BANJAR for the Banjaria, Bihar branch of Bank Of Baroda plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0BANJAR is given to every bank branch, including Bank Of Baroda located in Banjaria, Bihar, Purbi Champaran, Bihar, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Purbi Champaran.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Purbi Champaran and Banjaria.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Bihar and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Banjaria, Bihar doesn't end up at another location.

Format of the IFSC Code BARB0BANJAR

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Banjaria, Bihar in Purbi Champaran.

For example, the IFSC Code BARB0BANJAR of Bank Of Baroda for the Banjaria, Bihar branch includes these elements, identifying the bank and the branch location in Purbi Champaran and Bihar accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0BANJAR of Bank Of Baroda for its Banjaria, Bihar branch located in Purbi Champaran, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of Baroda include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Purbi Champaran and Banjaria, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and find the branch locator section. Search for Banjaria, Bihar or Purbi Champaran to get the exact IFSC Code BARB0BANJAR.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Baroda and Purbi Champaran that will provide accurate information.

How to Use IFSC Code BARB0BANJAR for Online Transfers?

Once you have the IFSC Code BARB0BANJAR for the Banjaria, Bihar branch of Bank Of Baroda in Purbi Champaran, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0BANJAR. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0BANJAR.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Banjaria, Bihar in Purbi Champaran, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Banjaria, Bihar, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Purbi Champaran manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Banjaria, Bihar, Purbi Champaran?

The IFSC Code is BARB0BANJAR.

Is the IFSC Code BARB0BANJAR permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Banjaria, Bihar?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Banjaria, Bihar branch?

The address of the branch is Banjaria P.O-Motihari, East Champaran, Bihar -845401 located in Purbi Champaran, Banjaria, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.