The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Naigaon, Dist. Pune, Maharashtra branch in Pune, Naigaon T Q Haveli, Maharashtra, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Pune or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code BARB0NAIGAO. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Baroda, Naigaon, Dist. Pune, Maharashtra, Pune

The table below shows the main details of the IFSC Code BARB0NAIGAO for the Bank Of Baroda branch in Pune, which falls under the Naigaon T Q Haveli district in Maharashtra.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0NAIGAO
Branch Naigaon, Dist. Pune, Maharashtra
City Pune
District Naigaon T Q Haveli
State Maharashtra
Address Pune Sholapur Road, Naigaon, Tal. Haveli, Dist.Pune, Maharashtra - 412 110.

These details helps users in online banking and for businesses and individuals who use Bank Of Baroda in Pune for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0NAIGAO for the Naigaon, Dist. Pune, Maharashtra branch of Bank Of Baroda plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0NAIGAO is given to every bank branch, including Bank Of Baroda located in Naigaon, Dist. Pune, Maharashtra, Pune, Maharashtra, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Pune.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Pune and Naigaon T Q Haveli.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Maharashtra and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Naigaon, Dist. Pune, Maharashtra doesn't end up at another location.

Format of the IFSC Code BARB0NAIGAO

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Naigaon, Dist. Pune, Maharashtra in Pune.

For example, the IFSC Code BARB0NAIGAO of Bank Of Baroda for the Naigaon, Dist. Pune, Maharashtra branch includes these elements, identifying the bank and the branch location in Pune and Maharashtra accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0NAIGAO of Bank Of Baroda for its Naigaon, Dist. Pune, Maharashtra branch located in Pune, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of Baroda branches in Pune and Naigaon T Q Haveli, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Naigaon, Dist. Pune, Maharashtra or Pune to get the exact IFSC Code BARB0NAIGAO.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Pune, you'll get the correct details.

How to Use IFSC Code BARB0NAIGAO for Online Transfers?

Once you have the IFSC Code BARB0NAIGAO for the Naigaon, Dist. Pune, Maharashtra branch of Bank Of Baroda in Pune, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0NAIGAO. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0NAIGAO.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Naigaon, Dist. Pune, Maharashtra in Pune, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Naigaon, Dist. Pune, Maharashtra, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Pune manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Naigaon, Dist. Pune, Maharashtra, Pune?

The IFSC Code is BARB0NAIGAO.

Is the IFSC Code BARB0NAIGAO permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Naigaon, Dist. Pune, Maharashtra?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Naigaon, Dist. Pune, Maharashtra branch?

The address of the branch is Pune Sholapur Road, Naigaon, Tal. Haveli, Dist.Pune, Maharashtra - 412 110. located in Pune, Naigaon T Q Haveli, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.