Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its Kothrud Br.,Pune,Maharashtra branch in Pune, Pune, Maharashtra, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in Pune or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code BARB0KOTHRU. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Kothrud Br.,Pune,Maharashtra, Pune

The table below shows the main details of the IFSC Code BARB0KOTHRU for the Bank Of Baroda branch in Pune, which falls under the Pune district in Maharashtra.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0KOTHRU
Branch Kothrud Br.,Pune,Maharashtra
City Pune
District Pune
State Maharashtra
Address Manali Apartment, 14 Dahanukar Colony,Sn 27,Kothrud,Pune,Maharashtra - 411 029.

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in Pune for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0KOTHRU for the Kothrud Br.,Pune,Maharashtra branch of Bank Of Baroda is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Kothrud Br.,Pune,Maharashtra, Pune, Maharashtra, is provided with a unique IFSC like BARB0KOTHRU to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Pune.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Pune and Pune.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Maharashtra and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Baroda in Kothrud Br.,Pune,Maharashtra do not get mixed with another location.

Format of the IFSC Code BARB0KOTHRU

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kothrud Br.,Pune,Maharashtra in Pune.

For example, the IFSC Code BARB0KOTHRU of Bank Of Baroda for the Kothrud Br.,Pune,Maharashtra branch includes these elements, identifying the bank and the branch location in Pune and Maharashtra accurately.

How to Find IFSC Code for Bank Of Baroda?

To find the IFSC Code BARB0KOTHRU of Bank Of Baroda for its Kothrud Br.,Pune,Maharashtra branch located in Pune, the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Pune and Pune, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Kothrud Br.,Pune,Maharashtra or Pune to find the exact IFSC Code BARB0KOTHRU.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Pune will provide accurate information.

How to Use IFSC Code BARB0KOTHRU for Online Transfers?

Once you have the IFSC Code BARB0KOTHRU for the Kothrud Br.,Pune,Maharashtra branch of Bank Of Baroda in Pune, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0KOTHRU. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0KOTHRU.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Kothrud Br.,Pune,Maharashtra in Pune, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Kothrud Br.,Pune,Maharashtra, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Pune manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Kothrud Br.,Pune,Maharashtra, Pune?

The IFSC Code is BARB0KOTHRU.

Is the IFSC Code BARB0KOTHRU permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Kothrud Br.,Pune,Maharashtra?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kothrud Br.,Pune,Maharashtra branch?

The address of the branch is Manali Apartment, 14 Dahanukar Colony,Sn 27,Kothrud,Pune,Maharashtra - 411 029. located in Pune, Pune, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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