The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Avasary Khurd, Maharashtra branch in Pune, Avasari(Khurd), Maharashtra, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Pune or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code BARB0AVASAR. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Baroda, Avasary Khurd, Maharashtra, Pune

The table below shows the main details of the IFSC Code BARB0AVASAR for the Bank Of Baroda branch in Pune, which falls under the Avasari(Khurd) district in Maharashtra.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0AVASAR
Branch Avasary Khurd, Maharashtra
City Pune
District Avasari(Khurd)
State Maharashtra
Address Main Road, Avasari Khurd, Tal.Ambegaon, Dist.Pune, Maharashtra - 412 405.

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in Pune for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0AVASAR for the Avasary Khurd, Maharashtra branch of Bank Of Baroda is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Avasary Khurd, Maharashtra, Pune, Maharashtra, are given a unique IFSC like BARB0AVASAR to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Pune.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Pune and Avasari(Khurd).
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bank Of Baroda in Avasary Khurd, Maharashtra goes to the correct branch. This is important because Bank Of Baroda has thousands of branches in Maharashtra and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BARB0AVASAR

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Avasary Khurd, Maharashtra in Pune.

For example, the IFSC Code BARB0AVASAR of Bank Of Baroda for the Avasary Khurd, Maharashtra branch includes these elements, identifying the bank and the branch location in Pune and Maharashtra accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are looking for the IFSC Code BARB0AVASAR of Bank Of Baroda for its Avasary Khurd, Maharashtra branch located in Pune, the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of Baroda branches in Pune and Avasari(Khurd), print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Avasary Khurd, Maharashtra or Pune to get the exact IFSC Code BARB0AVASAR.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Pune, then it will provide you proper information.

How to Use IFSC Code BARB0AVASAR for Online Transfers?

Once you have the IFSC Code BARB0AVASAR for the Avasary Khurd, Maharashtra branch of Bank Of Baroda in Pune, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0AVASAR. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0AVASAR.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Avasary Khurd, Maharashtra in Pune may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Avasary Khurd, Maharashtra, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Pune manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Avasary Khurd, Maharashtra, Pune?

The IFSC Code is BARB0AVASAR.

Is the IFSC Code BARB0AVASAR permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Avasary Khurd, Maharashtra?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Avasary Khurd, Maharashtra branch?

The address of the branch is Main Road, Avasari Khurd, Tal.Ambegaon, Dist.Pune, Maharashtra - 412 405. located in Pune, Avasari(Khurd), Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.