Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of Baroda for its Villianur,Puducherry branch in Puducherry, Villianur, or Puducherry, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bank Of Baroda located in Puducherry or anywhere in Puducherry can transfer funds instantly by using the correct IFSC Code BARB0VILLIA. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Villianur,Puducherry, Puducherry

Below in the table are the key details related to IFSC Code BARB0VILLIA of Bank Of Baroda for its branch located in Puducherry, within the district of Villianur in the state of Puducherry.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0VILLIA
Branch Villianur,Puducherry
City Puducherry
District Villianur
State Puducherry
Address No 80, R.S No 242 37, Ground Floor, Odiampet Main Road, Kanuvapet, Villianur Puducherry 605110

These details helps users in online banking and for businesses and individuals who use Bank Of Baroda in Puducherry for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0VILLIA for the Villianur,Puducherry branch of Bank Of Baroda plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Villianur,Puducherry, Puducherry, Puducherry, are given a unique IFSC like BARB0VILLIA to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Puducherry.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Puducherry and Villianur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bank Of Baroda in Villianur,Puducherry goes to the correct branch. This is important because Bank Of Baroda has thousands of branches in Puducherry and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BARB0VILLIA

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Villianur,Puducherry in Puducherry.

For example, the IFSC Code BARB0VILLIA of Bank Of Baroda for the Villianur,Puducherry branch includes these elements, identifying the bank and the branch location in Puducherry and Puducherry accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are looking for the IFSC Code BARB0VILLIA of Bank Of Baroda for its Villianur,Puducherry branch located in Puducherry, the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of Baroda branches in Puducherry and Villianur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Villianur,Puducherry or Puducherry to get the exact IFSC Code BARB0VILLIA.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Puducherry, then it will provide you proper information.

How to Use IFSC Code BARB0VILLIA for Online Transfers?

Once you have the IFSC Code BARB0VILLIA for the Villianur,Puducherry branch of Bank Of Baroda in Puducherry, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0VILLIA. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0VILLIA.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Villianur,Puducherry in Puducherry, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Villianur,Puducherry, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Puducherry to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Villianur,Puducherry, Puducherry?

The IFSC Code is BARB0VILLIA.

Is the IFSC Code BARB0VILLIA permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Villianur,Puducherry?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Villianur,Puducherry branch?

The address of the branch is No 80, R.S No 242 37, Ground Floor, Odiampet Main Road, Kanuvapet, Villianur Puducherry 605110 located in Puducherry, Villianur, Puducherry.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.