The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Pondichery-Ragacovas branch in Puducherry, Puducherry, Puducherry, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Puducherry or anywhere in Puducherry can transfer funds instantly by using the correct IFSC Code BARB0VJRAJI. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Bank Of Baroda, Pondichery-Ragacovas, Puducherry
The table below shows the main details of the IFSC Code BARB0VJRAJI for the Bank Of Baroda branch in Puducherry, which falls under the Puducherry district in Puducherry.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0VJRAJI |
| Branch | Pondichery-Ragacovas |
| City | Puducherry |
| District | Puducherry |
| State | Puducherry |
| Address | No.101, Vijaya Bank, Ragacovas Complex, , Opp Gothi Industrial Estate, Vazhudavur Road, , Kurumbapet , Pondicherry , 605009 |
These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Puducherry for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0VJRAJI for the Pondichery-Ragacovas branch of Bank Of Baroda plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Pondichery-Ragacovas, Puducherry, Puducherry, are allotted a unique IFSC like BARB0VJRAJI to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Puducherry.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Puducherry and Puducherry.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Bank Of Baroda in Pondichery-Ragacovas reaches the right place, even though there are thousands of branches in Puducherry and across India.
Format of the IFSC Code BARB0VJRAJI
This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Pondichery-Ragacovas in Puducherry.
For example, the IFSC Code BARB0VJRAJI of Bank Of Baroda for the Pondichery-Ragacovas branch includes these elements, identifying the bank and the branch location in Puducherry and Puducherry accurately.
How to Find IFSC Code for Bank Of Baroda?
If you are trying to find the IFSC Code BARB0VJRAJI of Bank Of Baroda for its Pondichery-Ragacovas branch located in Puducherry, the following methods can help:
Cheque Book
The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Bank Of Baroda branches in Puducherry and Puducherry, print them on the first page of your passbook.
Bank Website
Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Pondichery-Ragacovas or Puducherry to get the exact IFSC Code BARB0VJRAJI.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Puducherry, you'll get the correct details.
How to Use IFSC Code BARB0VJRAJI for Online Transfers?
If you have the IFSC Code BARB0VJRAJI for the Pondichery-Ragacovas branch of Bank Of Baroda in Puducherry, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BARB0VJRAJI. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0VJRAJI.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Pondichery-Ragacovas in Puducherry, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Pondichery-Ragacovas, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Puducherry manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0VJRAJI.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is No.101, Vijaya Bank, Ragacovas Complex, , Opp Gothi Industrial Estate, Vazhudavur Road, , Kurumbapet , Pondicherry , 605009 located in Puducherry, Puducherry, Puducherry.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.