For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Hanumanganj branch in Prayagraj, Laher Pater, Uttar Pradesh, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Prayagraj or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0VJHGNJ. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Hanumanganj, Prayagraj
Here are the key points that are associated with the IFSC Code BARB0VJHGNJ of Bank Of Baroda for its branch located in Prayagraj, within the district of Laher Pater in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0VJHGNJ |
| Branch | Hanumanganj |
| City | Prayagraj |
| District | Laher Pater |
| State | Uttar Pradesh |
| Address | Nehru Gram Bharti University , Campus, G T Road, Hanumanganj , Allahabad , Hanumanganj , 221505 |
These details help users in online banking and for businesses and individuals who use Bank Of Baroda in Prayagraj for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0VJHGNJ for the Hanumanganj branch of Bank Of Baroda has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Hanumanganj, Prayagraj, Uttar Pradesh, is provided with a unique IFSC like BARB0VJHGNJ to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Bank Of Baroda branch in Prayagraj.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Prayagraj and Laher Pater.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Baroda in Hanumanganj do not get mixed with another location.
Format of the IFSC Code BARB0VJHGNJ
The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Hanumanganj in Prayagraj.
For example, the IFSC Code BARB0VJHGNJ of Bank Of Baroda for the Hanumanganj branch includes these elements, identifying the bank and the branch location in Prayagraj and Uttar Pradesh accurately.
How to Find IFSC Code for Bank Of Baroda?
To find the IFSC Code BARB0VJHGNJ of Bank Of Baroda for its Hanumanganj branch located in Prayagraj, the following methods can help you out:
Cheque Book
The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Bank Of Baroda branches in Prayagraj and Laher Pater, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Hanumanganj or Prayagraj to find the exact IFSC Code BARB0VJHGNJ.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Prayagraj will provide accurate information.
How to Use IFSC Code BARB0VJHGNJ for Online Transfers?
Once you have the IFSC Code BARB0VJHGNJ for the Hanumanganj branch of Bank Of Baroda in Prayagraj, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BARB0VJHGNJ. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0VJHGNJ.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Hanumanganj in Prayagraj, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Hanumanganj, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Prayagraj manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0VJHGNJ.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Nehru Gram Bharti University , Campus, G T Road, Hanumanganj , Allahabad , Hanumanganj , 221505 located in Prayagraj, Laher Pater, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.