IFSC Code of Bank Of Baroda, Babuganj, Prayagraj, Uttar Pradesh- BARB0DBBABU

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Babuganj branch in Prayagraj, Prayagraj, Uttar Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Prayagraj or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0DBBABU. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Babuganj, Prayagraj

Here are the key points that are associated with the IFSC Code BARB0DBBABU of Bank Of Baroda for its branch located in Prayagraj, within the district of Prayagraj in the state of Uttar Pradesh.

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in Prayagraj for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0DBBABU for the Babuganj branch of Bank Of Baroda is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Babuganj, Prayagraj, Uttar Pradesh, is provided a unique IFSC like BARB0DBBABU so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Bank Of Baroda branch in Prayagraj.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Prayagraj and Prayagraj.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Babuganj do not get misguided to another person.

Format of the IFSC Code BARB0DBBABU

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Babuganj in Prayagraj.

For example, the IFSC Code BARB0DBBABU of Bank Of Baroda for the Babuganj branch includes these elements, identifying the bank and the branch location in Prayagraj and Uttar Pradesh accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0DBBABU of Bank Of Baroda for its Babuganj branch located in Prayagraj, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Prayagraj and Prayagraj, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Babuganj or Prayagraj to get the exact IFSC Code BARB0DBBABU.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Prayagraj, you'll get the correct details.

How to Use IFSC Code BARB0DBBABU for Online Transfers?

Once you have the IFSC Code BARB0DBBABU for the Babuganj branch of Bank Of Baroda in Prayagraj, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0DBBABU. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of Baroda IFSC Code BARB0DBBABU.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of Baroda Babuganj in Prayagraj, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Babuganj, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Bank Of Baroda website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Prayagraj to handle online money transfers and get their cheques cleared smoothly.